Enova International, Inc. is seeking an experienced professional to join our team in Chicago Illinois as BSA/AML Program Lead.

Job Summary:

The BSA/AML Program Lead directs activities to support Enova in meeting regulatory requirements related to the Bank Secrecy Act (BSA), anti-money laundering (AML) compliance and OFAC requirements, including privacy and other related laws and regulations. This role will focus primarily on establishing and implementing a comprehensive financial crime program in the U.S. and U.K. markets and continued administration of the program.  

The position focuses on regulatory compliance and risk mitigation in relation to the following areas: 

• Anti-Money Laundering (AML)
• Bank Secrecy Act (BSA)
• USA PATRIOT Act (USPA)
• Office of Foreign Assets Control (OFAC)
• Counter Terrorist Financing (CTF)
• Know Your Customer (KYC)
• Customer Identification Program (CIP)
• Fraud Detection and Prevention

Job Responsibilities:

• Develop and implement the necessary programs and procedures to ensure compliance with applicable regulations.
• Develop/update, implement and maintain policies and procedures to ensure compliance with applicable regulations.
• Review suspicious activity and make recommendations for Suspicious Activity Reporting (SAR) filings.
• Implement and oversee SAR processes to ensure that SARs are filed accurately and in a timely manner.
• Review and investigate transaction monitoring alerts.
• Review and investigate alerts for the detection and prevention of fraud.
• Oversee procedures and systems in place to identify, block, and report transactions in accordance with OFAC.
• Ensure that risk assessments and independent reviews of the BSA/AML program are conducted, as appropriate.
• Provide regulatory information and/or reports to the Chief Compliance Officer and Audit Committee of the Board of Directors on a periodic basis
• Disseminate regulatory information to other management and staff as it affects their areas of business.
• Ensure that adequate training is provided to all appropriate personnel.
• Perform special projects, and additional duties and responsibilities as assigned.
• Maintain current knowledge of applicable federal regulations.  

Job Requirements

• Bachelor's Degree
• Minimum of 3 years of relevant work experience in financial crime or similar role
• Comprehensive understanding of the Bank Secrecy Act and the USA PATRIOT Act, as well as a strong understanding of OFAC regulations
• Certification as CAMS is helpful, but not required
• Experience with United Kingdom AML/CTF laws helpful
• High degree of analytical, problem-solving, and organizational, and project management skills
• Excellent verbal and written communication skills
• Ability to interact with regulators and auditors
• Effectively communicate and work with other employees across business lines
• Proficiency with Microsoft Office