As a BSA/AML Program Lead…

The BSA/AML Program Lead directs activities to support Enova in meeting regulatory requirements related to the Bank Secrecy Act (BSA), anti-money laundering (AML) compliance and OFAC requirements, including privacy and other related laws and regulations. This role will focus primarily on establishing and implementing a comprehensive financial crime program in the U.S. and U.K. markets and continued administration of the program.

The position focuses on regulatory compliance and risk mitigation in relation to the following areas: 

• Anti-Money Laundering (AML)
• Bank Secrecy Act (BSA)
• USA PATRIOT Act (USPA)
• Office of Foreign Assets Control (OFAC)
• Counter Terrorist Financing (CTF)
• Know Your Customer (KYC)
• Customer Identification Program (CIP)
• Fraud Detection and Prevention

Responsibilities

• Develop and implement the necessary programs and procedures to ensure compliance with applicable regulations.
• Develop/update, implement and maintain policies and procedures to ensure compliance with applicable regulations.
• Review suspicious activity and make recommendations for Suspicious Activity Reporting (SAR) filings.
• Implement and oversee SAR processes to ensure that SARs are filed accurately and in a timely manner.
• Review and investigate transaction monitoring alerts.
• Review and investigate alerts for the detection and prevention of fraud.
• Oversee procedures and systems in place to identify, block, and report transactions in accordance with OFAC.
• Ensure that risk assessments and independent reviews of the BSA/AML program are conducted, as appropriate.
• Provide regulatory information and/or reports to the Chief Compliance Officer and Audit Committee of the Board of Directors on a periodic basis
• Disseminate regulatory information to other management and staff as it affects their areas of business.
• Ensure that adequate training is provided to all appropriate personnel.
• Perform special projects, and additional duties and responsibilities as assigned.
• Maintain current knowledge of applicable federal regulations.

You’re right for this job if you have:

• Bachelor's Degree
• Minimum of 3 years of relevant work experience in financial crime or similar role
• Comprehensive understanding of the Bank Secrecy Act and the USA PATRIOT Act, as well as a strong understanding of OFAC regulations
• Certification as CAMS is helpful, but not required
• Experience with United Kingdom AML/CTF laws helpful
• High degree of analytical, problem-solving, and organizational, and project management skills
• Excellent verbal and written communication skills
• Ability to interact with regulators and auditors
• Effectively communicate and work with other employees across business lines

Enova Overview:

Enova is a leading provider of online financial services that leverages its advanced technology and analytics to provide access to credit for non-prime consumers and small businesses. Our roots are in Chicago, but we have served nearly 5 million customers through our six businesses in the U.S. and abroad. We pride ourselves on hiring smart and driven people who bring new and innovative ideas to the table. Our mentality is, "Life’s short. Work some place awesome." Ready to join us?

Perks:

Perks means something different to everyone. Yes we have snacks and a ping pong table, but we also have summer hours, a sabbatical program, 401k matching and education reimbursement. Most importantly, we like to think of our people as perks too. Isn't working with smart and driven people critical in your success in your next job?