Guaranteed Rate is changing the way people buy homes. In 2015, we introduced the Digital Mortgage SM solution, enabling people to get approved for a loan online in less than 30 minutes. With our low rates and dedication to customer success, we quickly became the eighth largest retail mortgage lender in the country.

Compliance Associate at Guaranteed Rate

 Who we are:

Guaranteed Rate is not your typical company and certainly not your typical mortgage company. We are young, have tons of energy and our location rocks – right off the brown line. No really, the train rumbles past our windows. Our home base is an old textile building that’s been turned into a hip office with exposed brick and duct work, windows we can actually open during the summer and an open floor plan – no cubicle life here. There are a few offices, but we totally outnumber the office dwellers. The awesomeness doesn’t end there, we also have:

  • Free 20 minute monthly massages. It’s true, we don’t want you to be a cramped-up mess.
  • A free on-site nurse. Psshh who needs a doctor’s appointment when our nurse can do it all? Did we mention the free part?
  • An in-house café offering breakfast, lunch and a late afternoon healthy snack. All meals are subsidized so you’ll never pay full price.
  • Access to the office gym for only $20 a year – no really - the whole year. Oh and for a puny fee you can take yoga, Cross Fit or boxing. We like our folks healthy and happy.
  • A 5,000 square foot rooftop deck that’s available to everyone all day and all evening with wifi, two bars, music, grills and fun umbrellas and fire pits – provided it’s not covered in snow.
  • Holiday parties? We got’em! Not just major holidays, any holiday….Marti Gras, Valentine’s Day, St. Paddy’s Day, Opening Day, Boxing Day (for our Canadian employee), Sweetest Day, Groundhog Day, etc..
  • Inter-office contests like the Great Mac-Off, Chili Cook-Off and limbo. We always keep you guessing and participating.
  • 401k with some matching, Blue Cross health care coverage – yup, dental and vision too, short-term disability, life insurance – we got ya covered on this one, legal assistance – for a small monthly fee and did we mention the awesome rooftop deck?

While we don’t allow jeans, we also don’t allow suits. We want you to just look your best every day and you’ll fit right in.


Job Description

Now for the specific details of the job here at Guaranteed Rate.

As a Compliance Associate, you will be responsible for ensuring the company is adversing files in a compliant manner in your daily quality assurance audits. In this position you will be using a knowledge of consumer lending regulations that includes but not limited to Fair Lending, ECOA, HMDA, TRID, etc. This work will require you to work companywide, contact other employees and departments to ensure they are provided and completing the necessary requirements for adversing files.


Additional Aspects of the job include:

  • Actively follow up on the status of files to ensure they are being documented as moving forward or adverse said files if no timely response is provided
  • Assist in daily and monthly audits such as requesting missing information for government monitoring for HMDA review and appraisal refund audit
  • Process denial actions on files with low FICO scores on a daily basis
  • Partake in daily adverse audit of all loans not adversed by the Adverse Action Help Team to ensure files have been adversed per ECOA guidelines Reg B and C

 

This job would be ideal for those just out of college looking to get their professional career started.

Minimum Qualifications:

  • BA/BS/BFA required

Preferred Qualifications:

  • 0 to 2 years experience
  • Data Entry Skills
  • Proficiency in Microsoft Excel and Outlook required
  • Focused driven problem solver with strong analytical and comprehension skills
  • Willing to learn required state and federal regulations in regards to daily job tasks
  • Being Detailed oriented and a quick learner is key since there are daily new problems solve
  • Ability to work in a team and individually, sometimes switching back and forth quickly throughout the day
  • Proficiency in communicating via email and phone as necessary
Please Email your Resume/CV to Recruiting@rate.com w/ the Job Title in the subject line.
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Company Reviews

Guaranteed Rate is my creative outlet. The culture is high energy and I’m encouraged to make waves by thinking big. There’s nothing more rewarding than seeing one of your ideas come to life.
Karin Straehl
Vice President of Customer Success
at Guaranteed Rate
The lines of communication are always open at Guaranteed Rate. I can reach out to anyone from CEO on down to get my questions answered. This way I’m able to ship new features/apps quickly.
Peter Tucker
Senior Software Engineer
at Guaranteed Rate
Guaranteed Rate moves fast and we learn a lot. Thanks to an openness to new technology, we often go from business needs to shipping and improving a minimal viable product within weeks. 
Ilya Bernshteyn
Software Engineer
at Guaranteed Rate
Guaranteed Rate has brought me opportunities and challenges like never before. My skill set has never grown faster.
Vinson Gracia
Senior Software Engineer
at Guaranteed Rate
Find more startup and tech jobs in Chicago
Please Email your Resume/CV to Recruiting@rate.com w/ the Job Title in the subject line.
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Apply Now
Why work with us
Guaranteed Rate is changing the way people buy homes. In 2015, we introduced the Digital Mortgage SM solution, enabling people to get approved for a loan online in less than 30 minutes. With our low rates and dedication to customer success, we quickly became the eighth largest retail mortgage lender in the country.
Culture
We firmly believe in having a company culture that emphasizes career development combined with individual wellness. In fact, we’ve won numerous awards for it, including Chicago Inno’s “Coolest Company” recognition and being named one of Chicago Tribune’s “Top Workplaces.” We work hard, but love to have fun, too!
Perks & Benefits
Health and transportation benefits
401K match
Happy hours
5,000 square foot roof deck at corporate office
Creative workspaces designed to facilitate collaboration
On-site gym
Game room
Yoga and CrossFit classes
Onsite nurse practitioner
Healthy meals prepared by an onsite chef
Free monthly massages
Free turkeys for employees around winter holidays

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