Card Senior Analyst
Avant is dedicated to building premier digital banking solutions for the middle class through a combination of technology, analytics and superior customer service. Since 2012, Avant has connected over 1.5 million customers to over $7.5 billion in loans and 800,000 credit cards. A high growth financial technology company, Avant has been featured in The Wall Street Journal, The New York Times, TechCrunch, Fortune, Bloomberg, and has raised over $600 million of equity capital. Visit www.avant.com for more information.
What you do at Avant:
· Develop comprehensive Unit Economic model
· Develop and deploy programs and packages in Python that can be used to efficiently process data, generate reports, automate policy checks
· Perform new product risk analysis, stress testing, sensitivity testing, and etc.
· Collect, manage, and process analysis data from data warehouse using SQL (pgSQL/Presto/Dremio), and perform data quality check by reconciling data with other sources
· Identify business insights in big datasets using statistical modeling and analysis methodologies, considered methodologies include but are not limited to linear regression, logistic regression, decision trees, and multivariate statistical analysis using Python and/or modeling platforms such as DataRobot
· Convert complex data and findings into understandable tables, graphs, and written reports using Python and/or visualization tools such as Looker, Tableau, etc., and communicate strategies/proposals/solutions to key stakeholders
· Capture business requirements and reflect them in analysis, develop and present recommendations in business contexts, such as their association with risk drivers, the causation to credit losses, etc.
· Identify market potential through research and analysis, considered methods include but not limited to market research, competitive research, consumer profiling, and market segmentation
· Perform ad-hoc analysis and design experiments to identify opportunities to improve existing credit policy, and credit pricing
· Collaborate with cross-functional business partners on new initiatives, project requests, prioritization and delivery
· Develop and implement portfolio account management rules using analytical methods such as segmentation, hypothesis testing, etc.
Why you are a fit for Avant:
· BA/BS degree (Masters degree preferred) with specialization in science, engineering, technology, mathematics, statistics, economics, business
· Strong analytical, interpersonal, communication, and problem-solving skills
Why Avant is a fit for you:
At Avant/Amount, we believe our values make a difference:
● We value, support, and help each other grow
● We are committed to active inclusion and diversity
● We are transparent and believe the best idea wins
● We succeed when our customers succeed
● We get sh!t done… responsibly
● And we keep it fun!
Check out our Avant Blog!
Why Avant is a fit for you:
At Avant, we believe our values make a difference:
We value, support, and help each other grow
We are committed to active inclusion and diversity
We are transparent and believe the best idea wins
We succeed when our customers succeed
We get sh!t done… responsibly
And we keep it fun!
We believe that ideas are more important than titles, everything is more fun together, everyone drives change, and everyone is an owner. While we believe the perks and benefits that we offer are terrific, nothing excites us more than having the ability to collaborate with intelligent, highly-motivated and talented people on challenging problems as we work to change the face of online lending.
Avant is an equal opportunity employer and individuals seeking employment are considered without regard to race, color, national origin, religion, sex (including pregnancy, sexual orientation or gender identity), age, disability or genetic information or any other factor protected by applicable federal, state or local law, regulation or ordinance.