Job Description

About Guaranteed Rate:

Guaranteed Rate is 5^th largest retail mortgage lender in the U.S. The company has become The Home Purchase Experts® by offering industry-leading self-service tools and low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Headquartered in Chicago with approximately 5,000+ employees in 300+ offices across the U.S. and licensed in all 50 states, Guaranteed Rate has helped hundreds of thousands of homeowners with more than $37 billion in home purchase loans and refinances in the past year.

We are currently seeking a hard-working, dedicated full time Disclosure Analyst to join our innovative and passionate team.

Duties and Responsibilities:

• Review loan files for completeness and accuracy.
• Ensure loans are disclosed to the borrower(s) within the required compliance windows.
• Verify all redisclosures follow regulatory and company guidelines.
• Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures.
• Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers.
• Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines.
• Cooperate and work effectively with others to maintain an amicable, high performing workplace.
• General office responsibilities that may include, typing, file maintenance, report distribution.
• Complete tasks in a timely manner and work amicably with others.
• Other duties and responsibilities as assigned.

Education or Formal Training:

• High school diploma or equivalent required
• Associate’s degree or equivalent preferred

Experience:

• Experience working with documentation in a high-volume environment.
• Experience in a documentation review or quality assurance role in a regulated financial institution preferred.
• One year residential mortgage lending experience preferred
• Experience with Encompass

Knowledge, Skills & Abilities:

• Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
• Knowledge of mortgage management software and basic computer skills
• Ability to work a fast-paced environment that will require strong organizational skills
• Ability to review paperless documents with an eye for error
• Extremely detail-oriented and well-organized
• Ability to multi-task and work under pressure with high volume
• Must have good decision-making skills
• Strong oral and written communication skills, with a customer-service focus
• Excellent time-management skills with ability to multitask and meet deadlines
• Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements
• Ability to coach and persuade others in a consultative environment

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law. #LI-KH1