Redisclosure Analyst

| Chicago
Please Email your Resume/CV to [email protected] w/ the Job Title in the subject line.
Apply now

Job Description

Job Description:

Guaranteed Rate is eighth largest retail mortgage lender in the U.S. The company has become The Home Purchase Experts® by offering industry-leading self-service tools and low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Headquartered in Chicago with approximately 4,000+ employees in 300+ offices across the U.S. and licensed in all 50 states, Guaranteed Rate has helped hundreds of thousands of homeowners with more than $20 billion in home purchase loans and refinances in the past year.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Review loan files for valid Change in Circumstance.
  • Validate Change in Circumstance borrower costs are bona fide and do not exceed allowable limits.
  • Ensure loans are redisclosed to the borrower(s) within the required compliance timeframes.
  • Verify all redisclosures follow regulatory and company guidelines.
  • Communicate with the Pod any deficiencies that must be corrected prior to issuing redisclosures.
  • Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers
  • Assist Pods in understanding redisclosure process, guidelines and requirements.
  • Cooperate and work effectively with others to maintain an amicable, high performing workplace.
  • General office responsibilities that may include, typing, file maintenance, report distribution.
  • Complete tasks in a timely manner and work amicably with others.
  • Other duties and responsibilities as assigned.

Education or Formal Training:

  • High school diploma or equivalent required
  • Associate’s degree or equivalent preferred

Experience:

  • Experience working with documentation in a high-volume environment.
  • Experience in a documentation review or quality assurance role in a regulated financial institution preferred.
  • One-year residential mortgage lending experience preferred
  • Experience with Encompass preferred

Knowledge, Skills & Abilities:

  • Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
  • Knowledge of mortgage management software and basic computer skills
  • Ability to work a fast-paced environment that will require strong organizational skills
  • Ability to review paperless documents with an eye for error
  • Extremely detail-oriented and well-organized
  • Ability to multi-task and work under pressure with high volume
  • Must have good decision-making skills
  • Strong oral and written communication skills, with a customer-service focus
  • Excellent time-management skills with ability to multitask and meet deadlines
  • Ability to coach and persuade others in a consultative environment

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.

Read Full Job Description
Please Email your Resume/CV to [email protected] w/ the Job Title in the subject line.
Apply now
loading ...
Emailed

Location

3940 N. Ravenswood , Chicago, IL 60613

What are Guaranteed Rate Perks + Benefits

Guaranteed Rate Benefits Overview

• Our location rocks – right off the brown line at Irving Park. Our home base is a hip office with exposed brick and duct work, windows we can actually open during the summer, and an open floor plan. Rather than a cubicle life, we work in an open and collaborative environment.
• An in-house café offers breakfast, lunch and a late afternoon healthy snack. We subsidize all meals so you’ll never pay full price.
• Access to the office gym for only $20 a year. Yes, a whole year! There is also yoga, cross fit, and boxing offered for a very small fee. We want our folks happy, healthy, and feeling good.
• A FREE on-site nurse. Psshh who needs a doctor’s appointment when our nurse can do it all?
• A 5,000 square foot rooftop deck that’s available to everyone all day and all evening with WiFi, two bars, music, grills, fun umbrellas, a ping pong table, corn hole, and fire pits. All of this is offered when Chicago gives us those non-snow covered days.
• Holiday parties? We got’em!! Not just major holidays, any holiday. We also have monthly celebrations on our Rooftop.
• Inter-office contests like the Great Mac-Off, Chili Cook-Off and Limbo. We always keep you guessing, participating, and wanting more.
• 401k with percentage matching, Blue Cross health care coverage (yup, dental and vision too), short-term disability, life insurance, and even legal assistance (for a small monthly fee)…and did we mention the awesome rooftop deck?

Culture
Volunteer in Local Community
Partners With Nonprofits
Friends Outside of Work
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Pet Insurance
Wellness Programs
Onsite Gym
Team Workouts
Acme Co.'s team fitness initiatives include In-office yoga, In-office fitness classes.
Retirement & Stock Options Benefits
401(K) Matching
Vacation & Time Off Benefits
Paid Holidays
Paid Sick Days
Perks & Discounts
Commuter Benefits
More Jobs at Guaranteed Rate60 open jobs
All Jobs
Finance
Data + Analytics
Design + UX
HR
Legal
Marketing
Operations
Project Mgmt
Sales
Content
Operations
new
Chicago
Finance
new
Chicago
Sales
new
Chicago
Finance
new
Chicago
Finance
new
Chicago
Data + Analytics
new
Chicago
Project Mgmt
new
Chicago
Project Mgmt
new
Chicago
Sales
new
Chicago
Data + Analytics
new
Chicago
Finance
new
Chicago
Operations
new
Chicago
Project Mgmt
new
Chicago
Sales
new
Chicago
Design + UX
new
Chicago
Design + UX
new
Chicago
Content
new
Chicago
Content
new
Chicago
Finance
new
Chicago
Sales
new
Chicago
Operations
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Data + Analytics
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Operations
new
Chicago
Content
new
Chicago
HR
new
Chicago
Operations
new
Chicago
Operations
new
Chicago
Operations
new
Chicago
Marketing
new
Chicago
Marketing
new
Chicago
Operations
new
Chicago
Marketing
new
Chicago
Marketing
new
Chicago
Sales
new
Chicago
Marketing
new
Chicago
Finance
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Data + Analytics
new
Chicago
Operations
new
Chicago
Sales
new
Chicago
Finance
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Sales
new
Chicago
Please Email your Resume/CV to [email protected] w/ the Job Title in the subject line.
Apply now
Save job
loading ...
Emailed
View Guaranteed Rate's full profileSee more Guaranteed Rate jobs