Enova’s Compliance Department is looking for a candidate with strong US regulatory compliance skills and expertise. This candidate must possess a basic understanding and knowledge of the financial services industry with focus on consumer and commercial lending.
What you'll be doing:
- Ensure compliance in appropriate business units through a high level of competency with federal and state laws and regulations, particularly lending laws (including guidance issued by federal regulators such as the Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Federal Reserve Bank or the Office of the Comptroller of the Currency).
- Research, analyze, and respond to complex compliance questions and requests from various regulatory agencies and/or business units within Enova.
- Prepare written responses to regulatory inquiries, examination reports and investigations.
- Lead the coordination of the Company’s regulatory examinations and audits, as necessary.
- Support other compliance staff and businesses in compliance-related matters, both in the U.S. and foreign jurisdictions.
- Recognize compliance, credit and operational risks in the compliance system and business processes. Conduct root cause analysis, develop solutions and recommendations.
- Act as a liaison between business units in developing and implementing compliance controls as part of examination findings and follow-up.
- Identify gaps in the compliance program and participate in developing and implementing changes to policies, processes and procedures.
What you should have:
- A Bachelor's degree
- A minimum of two years of regulatory compliance responsibility consumer financial services industry is preferred.
- A knowledge of US consumer financial regulatory requirements and the proven ability to apply that knowledge in financial services.
- Have superior organizational and project management skills with the ability to balance multiple deadlines.
- Some state and federal regulatory examination experience is desirable but not required.
- Experience interacting with or working for the Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Federal Reserve Bank and/or Office of the Comptroller of the Currency is desirable but not required.
- Excellent written and verbal communication skills.
- The ability to independently perform compliance related research.
- Proficiency in translating complex data and analysis into actionable findings and possess strong analytical skills with the ability to make logical and reasoned decisions based on data.
- Proficiency and self-sufficiency in Microsoft Office applications (namely, Word, Excel and Outlook).
Our Compliance team:
Our Compliance team is responsible for identifying, controlling and monitoring all of Enova’s compliance obligations. They support compliance with federal, state, and local laws and regulations as well as the policies and procedures related to the operation of Enova’s online lending business.
Enova is a leading provider of online financial services that leverages its advanced technology and analytics to provide access to credit for non-prime consumers and small businesses. Our roots are in Chicago, but we have served over 5 million customers through our six businesses in the U.S. and abroad. We pride ourselves on hiring smart and driven people who bring new and innovative ideas to the table. Our philosophy is, "Life’s short. Work some place awesome."
Many of us consider our people to be Enova’s best perk. But to sweeten the deal, we also have a pretty awesome list of conventional (and less conventional) perks and benefits including competitive salaries, health care benefits, a 401K matching plan, a revamped parental leave program (and brand new nursing rooms for our returning mothers!) summer hours, tuition reimbursement and a sabbatical program. And of course we also have the things you’d expect at a leading tech company in Chicago, such as the snacks, game room, onsite massages/barbers/nail technicians, monthly social events, and sporting sponsorships.
Our goal at Enova is to recruit, hire, develop and maintain a diverse workforce. It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law.