Credit Bureau Dispute Processing Manager

| Chicago
Avant is a high growth financial technology company, dedicated to lowering the barriers of borrowing for all consumers. Since 2012, Avant has secured more than $4 billion in funding and connected customers to over $5 billion through 800,000 transactions and counting. Through big data and machine learning, Avant’s mission is to provide better access to responsible financial products. Avant has been featured in The Wall Street Journal, The New York Times, TechCrunch, Fortune, Bloomberg, and has raised over $600 million of equity capital. Visit www.avant.com, for more information.
As the Credit Bureau Dispute Processing Manager / Lead, you will be responsible for the day to day aspects of Credit Reporting, including managing the credit reporting team. In this role you are responsible for compliance with the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), the Fair Credit Billing Act (FCBA) and other regulatory guidance. You will also be responsible for identifying, escalating, and resolving areas of risk related to credit bureau reporting. You will work regularly with operations strategy, compliance, and on occasion our legal department or outside counsel to ensure reporting is fair and accurate for customers at all points in their life cycle.

What you do at Avant:

  • Manage the day to day aspects of the Credit Reporting Team (Dispute Processing).
  • Track and manage the performance of the Credit Reporting Team by holding regular meetings and conducting performance reviews.
  • Ability to set goals and evaluate employee performance against those goals.
  • Ability to deliver constructive feedback.
  • Compliance with all applicable regulations, industry standards, and internal policies (FCRA, FACTA, FCBA, CDIA, CRRG, Dodd-Frank Act/UDAAP).
  • Respond to all indirect and direct disputes on-time and accurately.
  • Identify areas of risk, conduct root cause analysis, work with appropriate teams for remediation.
  • Optimization of dispute handling process; efficient structuring of work streams and queues.
  • Participate and respond to regulatory examinations, audits, and due diligence inquiries.
  • Direct and/or generate actionable regular reporting on productivity, trends, or learning.
  • Take on additional projects and duties as needed.

Why you are a fit for Avant:

  • BA/BS from reputable university.
  • 3 years in credit bureau reporting.
  • 2 years management experience.
  • Knowledgeable of all applicable regulations including but not limited to FCRA, CRRG, CDIA Functional knowledge of the e-OSCAR system.
  • Excellent ability to analyze and interpret data as well as state and federal regulations.Self-confidence, good judgment and the ability to make sound decisions.Ability to learn and adapt quickly based on evolving expectations and process updates.
  • Must be able to interface effectively with other departments and team members.
  • Ability to handle and execute on complex projects in a fast paced environment with minimum supervision and successfully meet established deadlines.
  • Strong verbal and written communication skills.
  • Exceptional attention to detail and organizational skills.
  • Performance management for credit bureau reporting
  • Significant experience in credit bureau reporting on installment loan and revolving credit (credit card) portfolios.
  • Experience in the near-prime credit sector.
  • Excellent ability to analyze and interpret data.
  • Create new process and procedure to improve credit bureau reporting for all products and partners.
  • Intermediate SQL skills for some tasks

Why Avant is a fit for you:
At Avant, we believe our values make a difference:
We value, support, and help each other grow
We are committed to active inclusion and diversity
We are transparent and believe the best idea wins
We succeed when our customers succeed
We get sh!t done… responsibly
And we keep it fun!
We believe that ideas are more important than titles, everything is more fun together, everyone drives change, and everyone is an owner. While we believe the perks and benefits that we offer are terrific, nothing excites us more than having the ability to collaborate with intelligent, highly-motivated and talented people on challenging problems as we work to change the face of online lending.

Read Full Job Description

Technology we use

  • Engineering
  • Product
    • JavascriptLanguages
    • PythonLanguages
    • RubyLanguages
    • SqlLanguages
    • TypescriptLanguages
    • ReactLibraries
    • AngularJSFrameworks
    • DjangoFrameworks
    • Ruby on RailsFrameworks
    • MySQLDatabases
    • JIRAManagement

Location

Located on Chicago's scenic riverwalk, we're surrounded by trendy restaurants, a thriving startup community, and easy access to public transportation.

An Insider's view of Avant

What’s the vibe like in the office?

The vibe is positive and encourages fun, but also strives for growth through hard work and innovation. I would also say Avant is a “come as you are” environment where people are able to bring their whole selves to work, which leads to diverse viewpoints and great ideas.

Liz

Software Engineer

How do you collaborate with other teams in the company?

Because of the nature of my role, I’m constantly collaborating and working with other teams. Program management is like being a traffic cop, at the intersections of every vertical within the business unit; I stop and start traffic, provide estimates on travel time, and route drivers down the right street if they get lost.

Molly

Customer Success Manager

What are some things you learned at the company?

The new projects we launch for our bank partners are really exciting because of all the learning opportunities they present. These projects require a substantial amount of collaboration between teams, so everyone is growing and learning from one another as we go. It's pretty awesome!

Marq

Tech Quality

What does your typical day look like?

70% of my day is working on code. 20% of my day is spent on unblocking other junior engineers or reviewing code. 10% of my day is in meetings. 100% of my day is spent having fun! =)

Hebron

Software Engineer Team Lead

What are Avant Perks + Benefits

Avant Benefits Overview

We offer group Medical, Dental, and Vision coverage, as access to a 401(k) plan, generous parental leave, commuter benefits, and unlimited vacation time. We have a free gym on site at our Chicago office and other great perks like daily free lunch, a fully-stocked kitchen with beer on tap, casual dress code, a game room, and company happy hours.

Culture
Volunteer in local community
We love being in Chicago! We'll run donation drives for local schools, pack lunches for city shelters, host events for young people interested in fintech, and whatever else comes up!
Eat lunch together
Intracompany committees
Like the Diversity & Inclusion Committee and the Fun Committee, to name a few.
Group brainstorming sessions
Open office floor plan
Diversity
Documented equal pay policy
Dedicated Diversity/Inclusion Staff
Unconscious bias training
Diversity manifesto
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Onsite Gym
Retirement & Stock Options Benefits
401(K)
401(K) Matching
Child Care & Parental Leave Benefits
Generous Parental Leave
Family Medical Leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Paid Sick Days
Perks & Discounts
Beer on Tap
Casual Dress
Commuter Benefits
Free Daily Meals
Game Room
Stocked Kitchen
Happy Hours
Professional Development Benefits
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
More Jobs at Avant19 open jobs
All Jobs
Finance
Data + Analytics
Dev + Engineer
HR
Marketing
Operations
Project Mgmt
Marketing
new
Chicago
Finance
new
Chicago
Developer
new
Chicago
Marketing
new
Chicago
Finance
new
Chicago
Developer
new
Chicago
Marketing
new
Chicago
Operations
new
Chicago
Marketing
new
Chicago
Data + Analytics
new
Chicago
Operations
new
Chicago
Data + Analytics
new
Chicago
Data + Analytics
new
Chicago
Finance
new
Chicago
Data + Analytics
new
Chicago