Credit Risk Modeler

| Chicago
Who We Are:
Braviant Holdings is a leading provider of analytics and technology-driven alternative financing solutions for consumers. We currently operate two brands: Balance Credit and Chorus Credit.
With an office in downtown Chicago, we are growing rapidly and looking for smart, passionate people to help us develop into a market leader in the fast-growing fintech space. Our industry is anticipated to grow up to 10x in the next 10 years. Come join us as we work together to streamline the borrowing process and transform how people access credit online.
The Role:
Our analytics team in Chicago is looking for a Credit Risk Modeler who will use advanced modeling techniques to build cutting edge predictive models that will help us manage risk, pricing and other aspects of our rapidly growing lending business. We are seeking a hands-on individual with strong technical skills who enjoys analyzing large data sets to solve complex problems.

Primary Responsibilities

  • Develop, test, and enhance a broad variety of predictive models that will be used across all aspects of the customer life cycle including new customer acquisition, underwriting, loan offers, collections, retention and profitability analysis
  • Collaborate with peers from other teams to create strategies for implementation of predictive models such as selection criteria for direct mail offers, approve vs. decline cutoffs and verification requirements for various customer segments, and risk-based loan offer terms (approval amount, rate and duration)
  • Design multivariate tests to ensure continuous optimization of all aspects of the customer lifecycle
  • Complete ad hoc analysis as needed to help management understand and interpret business results
  • Stay up to date with tools, trends, and technologies in the FinTech space

Requirements

  • Bachelor's degree required
  • Advanced degree in quantitative discipline is a plus (e.g., mathematics, statistics, operations research, quantitative finance, physics, engineering, computer science, etc.)
  • 3+ years relevant work experience with a financial services company is preferred
  • Familiarity with (and ideally proficiency in) SQL, R and Python· Ability to thrive in startup environment with heavy workload, competing priorities, and minimal structure

Looking for perks?• 3% 401K employer contribution that is immediately vested• Health benefits? We’ve got you fully covered.• Flexible work schedule with results-based culture• Generous PTO• Annual professional development allowance • Fully stocked kitchen• Casual dress code• Team building events and happy hours• Significant career upside as our business grows

Read Full Job Description

Technology we use

  • Engineering
    • JavaLanguages
    • JavascriptLanguages
    • PythonLanguages
    • jQueryLibraries
    • Twitter BootstrapLibraries
    • AngularJSFrameworks
    • Node.jsFrameworks
    • SpringFrameworks
    • MySQLDatabases
    • PostgreSQLDatabases

Location

Our company is located in the heart of the Loop with great access to public transportation, coffee shops, and restaurants.

An Insider's view of Braviant Holdings

How would you describe the company’s work-life balance?

This is one of the things that I really appreciate here at Braviant! I feel like it's encouraged to have a healthy work-life balance. People respect the fact that you have a life outside the office and if something comes up, they are super flexible with you to take care of it.

Debi G.

Marketing Associate

How do you collaborate with other teams in the company?

We have a very open, small office that makes cross-team collaboration easy. The simplest way is to walk across the room and have a brief chat! No matter how people reach out, though, direct communication between teams is the norm -- no routing through managers or a complicated bureaucracy.

Dan B.

Senior Data Engineer

What does career growth look like on your team?

At Braviant, career development is what you make of it. There's plenty of opportunities and the sky is the limit!

Jen C.

IT Operations Manager

How do your team's ideas influence the company's direction?

As a leader, I strongly believe that it's not my job to come up with all the ideas - it's my job to foster an engaging, collaborative environment where every single person on the team has a voice and can contribute to the company's strategy and road map.

Stephanie K.

CEO

How do you collaborate with other teams in the company?

We're a small group, so collaboration is really just a matter of walking over to whomever you need to talk to and figuring things out. Everyone is willing to help because we're all focused on the same goals.

Jeff C.

Chief Architect

What are Braviant Holdings Perks + Benefits

Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Onsite Gym
Retirement & Stock Options Benefits
401(K)
Company Equity
Performance Bonus
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Family Medical Leave
Vacation & Time Off Benefits
Generous PTO
Paid Volunteer Time
Paid Holidays
Perks & Discounts
Casual Dress
Commuter Benefits
Company Outings
Game Room
Stocked Kitchen
Happy Hours
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences
Tuition Reimbursement
More Jobs at Braviant Holdings8 open jobs
All Jobs
Finance
Dev + Engineer
Product
Developer
new
Chicago
Developer
new
Chicago
Developer
new
Chicago
Product
new
Chicago
Developer
new
Chicago
Finance
new
Chicago
Finance
new
Chicago