So, what’s the role?

We are looking for a director of Underwriting to join us in transforming the way risk selection is done versus the historical methods of a typical insurance company. Since we tackle insurance differently, we are looking for this individual to bring their expertise and knowledge to the team while also working to innovate and continually find more effective and efficient ways to get the job done.

You’ll have the opportunity to manage a team of amazing underwriters and develop a strategy on how the underwriting group will operate as Kin expands into new states and product lines. This position will work closely with our insurance product team as well as our operations team to create and enforce underwriting guidelines and ensure all needed teams have the necessary information to do their job well. In addition, you’ll have a unique opportunity to integrate analytics and automation into the historically manual process of assessing risk.

A day in the life could include: 

• Collaborating with the insurance product team on developing underwriting guidelines for future state and product expansion
• Managing a team of highly skilled underwriters, and develop a training program for onboarding new underwriters
• Responsibility for underwriting operations CAC (customer acquisition cost), tracking progress, and projecting the impact of future initiatives on KPIs
• Developing, proposing, and implementing a strategy for organizing the underwriting department to optimize operations for expansion into new states and product lines
• Continued innovation of inspection strategy to reduce the need for physical inspections, lower underwriting data costs, and improve the customer experience
• Evaluation and recommendation of potential vendors to perform or enhance underwriting processes and procedures
• Strong collaboration with the analytic & technology departments to develop innovative solutions to improve underwriting processes
• Developing and advising on changes to existing underwriting guidelines
• Communicating underwriting roadmap and progress of initiatives to all areas of the organization, up to and including the executive leadership 

I’ve got the skills...but do I have the necessary ones?

• 10 years+ Personal Lines work experience in underwriting, preferably in catastrophe-prone geographies
• 5 years+ experience managing operations teams, developing both individual contributors and people leaders
• Deep understanding of policy forms, and the role and impact of actuarial, finance and claims in the underwriting process
• Experience working with technology and analytic teams
• Process-oriented
• Proven track record of managing underwriting KPIs (ops CAC, P&L, etc…), and working with business intelligence to monitor and track progress
• Excellent interpersonal skills and critical thinking
• Analytical minded and data-driven
• Strong communication and persuasion skills
• Understanding carrier guidelines and managing underwriting relationships

Oh, and don’t worry, we’ve got you covered! 

• Medical, Dental and Vision Insurance (including 100% employer-paid plans)
• 16 days PTO, 2 Floating Holidays & Federal Holidays (Memorial Day, Thanksgiving, etc.)
• Very generous equity options and 401K
• Parental Leave
• Continuing education and professional development 
• Disability and Life Insurance 
• Onsite gym membership - when we return to the office (Chicago office only) 
• The excitement of joining a high-growth Insurtech company and seeing your work make an impact