Kin Insurance
We’re innovating in an industry largely untouched by tech, so we are always thinking big.
Chicago, IL
Remote

Director of Underwriting

| Chicago | Remote
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The world has changed. Why hasn’t insurance?

Kin’s mission is to reimagine home insurance For Every New Normal. While other insurers struggle to handle a fast-changing world, Kin is built for the future and is prepared to meet its challenges head on while helping our customers do the same.

Kin is proud to be one of BuiltIn Chicago’s 2021 Best Mid Sized Companies to work for, and Forbes 2021 Best Startup Employers in North America. Simply put, our people are what make us great, and we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?

We are looking for a director of Underwriting to join us in transforming the way risk selection is done versus the historical methods of a typical insurance company. Since we tackle insurance differently, we are looking for this individual to bring their expertise and knowledge to the team while also working to innovate and continually find more effective and efficient ways to get the job done.

You’ll have the opportunity to manage a team of amazing underwriters and develop a strategy on how the underwriting group will operate as Kin expands into new states and product lines. This position will work closely with our insurance product team as well as our operations team to create and enforce underwriting guidelines and ensure all needed teams have the necessary information to do their job well. In addition, you’ll have a unique opportunity to integrate analytics and automation into the historically manual process of assessing risk.

A day in the life could include: 

  • Collaborating with the insurance product team on developing underwriting guidelines for future state and product expansion
  • Managing a team of highly skilled underwriters, and develop a training program for onboarding new underwriters
  • Responsibility for underwriting operations CAC (customer acquisition cost), tracking progress, and projecting the impact of future initiatives on KPIs
  • Developing, proposing, and implementing a strategy for organizing the underwriting department to optimize operations for expansion into new states and product lines
  • Continued innovation of inspection strategy to reduce the need for physical inspections, lower underwriting data costs, and improve the customer experience
  • Evaluation and recommendation of potential vendors to perform or enhance underwriting processes and procedures
  • Strong collaboration with the analytic & technology departments to develop innovative solutions to improve underwriting processes
  • Developing and advising on changes to existing underwriting guidelines
  • Communicating underwriting roadmap and progress of initiatives to all areas of the organization, up to and including the executive leadership 

I’ve got the skills...but do I have the necessary ones?

  • 10 years+ Personal Lines work experience in underwriting, preferably in catastrophe-prone geographies
  • 5 years+ experience managing operations teams, developing both individual contributors and people leaders
  • Deep understanding of policy forms, and the role and impact of actuarial, finance and claims in the underwriting process
  • Experience working with technology and analytic teams
  • Process-oriented
  • Proven track record of managing underwriting KPIs (ops CAC, P&L, etc…), and working with business intelligence to monitor and track progress
  • Excellent interpersonal skills and critical thinking
  • Analytical minded and data-driven
  • Strong communication and persuasion skills
  • Understanding carrier guidelines and managing underwriting relationships

Oh, and don’t worry, we’ve got you covered! 

  • Medical, Dental and Vision Insurance (including 100% employer-paid plans)
  • 16 days PTO, 2 Floating Holidays & Federal Holidays (Memorial Day, Thanksgiving, etc.)
  • Very generous equity options and 401K
  • Parental Leave
  • Continuing education and professional development 
  • Disability and Life Insurance 
  • Onsite gym membership - when we return to the office (Chicago office only) 
  • The excitement of joining a high-growth Insurtech company and seeing your work make an impact
About Kin

In an industry that hasn't budged in more than 100 years, our technology transforms the user experience, cuts inefficiencies that waste billions of consumer dollars, and customizes coverage homeowners want. We believe insurance was always meant to be a digital product – we’re making that a reality. 

Our approach to the industry makes us unique, and the people at Kin help us excel. We’re a team of problem solvers, collaborators, builders, and dreamers who are passionate about creating positive change in the lives of our customers and in our industry. Kin is more than just our name – it’s how we treat each other. That’s one of the many reasons we’ve been recognized as a great place to work by Built In, Forbes, and Fast Company.


EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

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Where we are

Directly off of the Monroe Blue and Red Line stop, our office sits in the heart of the loop, with quick access to Millennium Park.

Technology we use

  • Engineering
    • JavascriptLanguages
    • PythonLanguages
    • RLanguages
    • RubyLanguages
    • SqlLanguages
    • TypescriptLanguages
    • jQueryLibraries
    • Ruby on RailsFrameworks
    • PostgreSQLDatabases
    • RedisDatabases
    • Red ShiftDatabases
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What are Kin Insurance Perks + Benefits

Kin Insurance Benefits Overview

Being in the insurance industry, we recognize the importance of comprehensive benefits for you and your family. That is why we provide a variety of options and coverage levels that alloy you to customize a plan that is right for you!

Culture
Friends outside of work
Eat lunch together
Daily sync
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Pair programming
Open office floor plan
Diversity
Dedicated Diversity/Inclusion Staff
Unconscious bias training
Diversity manifesto
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Pet Insurance
Onsite Gym
Mental Health Benefits
Retirement & Stock Options Benefits
401(K)
Company Equity
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Remote Work Program
Family Medical Leave
Return-to-work program post parental leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Commuter Benefits
Company Outings
Stocked Kitchen
Snacks!
Some Meals Provided
Happy Hours
Parking
Recreational Clubs
Fitness Subsidies
For our Chicago employees, we have an onsite gym
Professional Development Benefits
Job Training & Conferences
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Continuing Education stipend
Time allotted for learning
Customized development tracks
Paid industry certifications

An Insider's view of Kin Insurance

What's something quirky about your company?

Everything has been unique about my time at kin. My role has changed and grown in many ways. With start ups, things are constantly changing and you have to adjust to those changes with a positive attitude, which I think my team does very well! Working at kin has been quite the adventure.

Isabel Peralta

Customer Service Supervisor

What does your typical day look like?

I start my day with a mandatory fresh pot of coffee because Richard runs on Dunkin. After clocking in for showtime, I check in with my team for some positive energy and goal setting for the day. I reach out to my clients, find the best solutions, problem solve with my team, and wrap up my day, ready to do it again tomorrow.

Richard Smith

Sales Consultant

How does the company support your career growth?

Kin takes pride in its employees and provides opportunities for them to grow their skill set. At a fast-paced start-up, there are limitless opportunities to grab ahold of. If something interests you, you can dig in and run with it. I started my career at Kin in sales and jumped at a new opportunity to work on compliance-related projects.

Holly Rousseau

Product Manager

How do you make yourself accessible to the rest of the team?

I think what I like most about working here is the sense of trust - both up and down. I can trust (and hold accountable) the people I’m asking to help me get things done, and I am also trusted (and held accountable) by the people asking me to help them. That feels good, but it also feels right. Freedom is key to real creative problem solving.

Kael Shipman

Engineering Manager

What makes someone successful on your team?

Ultimately, to be successful on a team you first need to know how to be a good team player. It is my belief that good team players are full of positive energy and enthusiasm, regardless of the situation. I’m an optimistic individual who is always thinking about the best possible outcome of every interaction. That really encompasses the Kin culture.

Jorge Ortiz

Sales Consultant

Kin Insurance Careers in Chicago
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