Senior Manager, Card Policy

| Chicago
Avant is revolutionizing the world of lending by lowering the costs and barriers of borrowing for everyday people. At our core, we are a technology company that builds advanced platforms and uses custom analytics. Today, we help underserved consumers, the majority of whom get fast funding on our online platform without having to talk to anyone. Tomorrow we plan to use our world class technology and underwriting capabilities to launch new products and bank partnerships that improve people’s financial lives.
JOB DESCRIPTION
Avant is looking for a Senior Manager on our Credit Policy team to bring heavy experience with credit card risk policy and/or pricing. The person in this position will need technical ability to handle data & analysis by self; analytic experience to draw conclusions from data and drive to a recommendation.

What you do at Avant

  • Originations policy setting – approve/decline decisions, scorecard/risk modeling, credit line assignment, pricing decisions (APR & Fees), marketing channel analysis
  • Portfolio policy setting – Line management, pricing changes, Authorization policy, Fraud management, overlimit/open to buy management
  • Collections policy – contact strategy, tools, etc.
  • Profitability assessment – Economic modeling, forecasting, originations/portfolio

Why you are a fit for Avant

  • 5+ years of experience with Credit Card policy/pricing
  • Hands on experience with SQL/Python/SAS
  • Ability to gather data & conduct analysis independently
  • Analytic thinking to draw effective conclusions from data; judgement on when to rely on data vs. when not to
  • Strategy setting ability; when given a high-level objective able to determine option set and recommend best option to pursue. Ability to break down strategy into tactical tasks. 
  • 2+ years of experience managing associates. 
  • Ability to help new associates learn and grow on the job
  • Work well with people across teams and with different skills
  • Influence management on desired outcomes

Why Avant is a fit for you: At Avant, we believe our values make a difference:We value, support, and help each other growWe are committed to active inclusion and diversityWe are transparent and believe the best idea winsWe succeed when our customers succeedWe get sh!t done… responsiblyAnd we keep it fun! We believe that ideas are more important than titles, everything is more fun together, everyone drives change, and everyone is an owner. While we believe the perks and benefits that we offer are terrific, nothing excites us more than having the ability to collaborate with intelligent, highly-motivated and talented people on challenging problems as we work to change the face of online lending.

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Technology we use

  • Engineering
  • Product
    • JavascriptLanguages
    • PythonLanguages
    • RubyLanguages
    • TypescriptLanguages
    • ReactLibraries
    • AngularJSFrameworks
    • DjangoFrameworks
    • Ruby on RailsFrameworks
    • MySQLDatabases
    • JIRAManagement

Location

Located on Chicago's scenic Riverwalk. It’s home to nearby trendy restaurants, a thriving startup community, and public transportation.
222 N. LaSalle Street, Chicago, IL 60601

What are Avant Perks + Benefits

Health Insurance & Wellness Benefits
Dental Benefits
Vision Benefits
Health Insurance Benefits
Onsite Gym
Retirement & Stock Options Benefits
401(K)
Child Care & Parental Leave Benefits
Generous Parental Leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Perks & Discounts
Beer on Tap
Casual Dress
Commuter Benefits
Free Daily Meals
Game Room
Stocked Kitchen
Happy Hours
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