EMV Technical Specialist

| Chicago

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description  

Executes R&D functions of design, development, testing, certification, and delivery activities for contact and contactless chip technologies, mobile payments, and other emerging technology-based solutions for card acceptance devices as well as payment devices. Writes new specifications (including functional features and security features), new test plans, certification requirements, or develops sample applications. Coordinates with vendors such as card and chip manufacturers, test laboratories, test tool providers, and mobile application developers for product development. 

Discover has contact, contactless (D-PAS), mobile and QR products based on EMV standards and our payment transaction requirements. These products are used globally and are supported by technology vendors from all parts of the world.

This role is to develop, maintain and enhance Discover’s testing infrastructure for digital product based on Secure Element & HCE solutions, e-commerce products like Secure Remote Commerce and 3D-Secure technologies and new emerging products. Requires knowledge of specific chip based technology such as EMV, DPAS, Contactless (NFC), Global Platform and HCE technology. This role will provide subject matter expertise and consulting across multiple internal and external stakeholders for activities like product development, test tool development, type approvals and deployments. This role will focus on developing test plans, test tools and security requirements required to get the vendor/client products certified. This role also require adequate knowledge & understanding for security requirements and evaluations to meet or align with industry trends and needs. The candidate should have unique industry experience of chip-based technologies, test tools and a knowledge of payment industry products and systems.

Responsibilities 

  • Creates high-level technical design documents and detailed technical specifications for new technology-based card acceptance devices and payment devices. 
  • Creates and maintains the test plans, test tools, and test procedures for new technology-based card acceptance devices and payment devices. 
  • Oversees the development of certification scripts and a certification process for multiple categories of payment technology vendors.
  • Participates in development of global standards and specifications for various global standards bodies (e.g. EMVCo). 
  • Manages the vendor relationship for key external vendors. 
  • Responsible for understanding the technical specifications of digital products and lead activities to develop the test strategy and test program aligned with the technical requirements.
  • Responsible to work with 3rd party tool vendors for developing functional tools and accreditation.
  • Responsible for ensuring the security requirements of digital products is clearly outlined in accordance to digital products as well as industry trends.
  • Responsible to work with 3rd party security labs for evaluating digital products in accordance with established security requirements and/or guidelines.
  • Create and maintain all functional & security artifacts for all products.
  • Work with internal teams to own definition and evaluation strategy of security related components of product certifications
  • Develop good understanding of the tools used in testing and support in testing activities internally as required
  • Provide support in analyzing incidents and getting to resolution
  • Manage vendor relationship activities such as regular meetings with key vendors, support in vendor forum discussions and events
  • Collaborate with internal teams such as product, risk, specifications, etc. for requirements, development and keeping the teams informed of changes

Minimum Qualifications 

At a minimum, here’s what we need from you: 

  • Bachelor's Degree in Engineering, Information Technology, or related field
  • 1+ year of experience as Payment Technology Engineer 
  • In lieu of a degree, 4+ years of experience as Payment Technology Engineer 

Preferred Qualifications 

If we had our say, we’d also look for: 

  • Experience in EMV Chip-based Technology, Contactless (NFC), Global Platform, Payment domain & systems,
  • Mobile product development and testing expertise is an asset
  • 5+ years’ of payments experience preferably including testing experience of EMV technology and associated test tools
  • 2+ years of experience in three or more of the following area: cryptography, authentication, pen tests or vulnerability assessments, application security, data structure and algorithms
  • 2+ years of experience in evaluating, recommending and implementing new and emerging security products and technologies1 year of experience preferred in mobile product development and testing expertise
  • Strong vendor management skills and ability to be understand the dependencies across multiple parties and resolve issues
  • Ability to drive process, project and results by influencing and collaborating with cross-functional stakeholders
  • Excellent analytical and problem-solving skills, ability to think out of the box and find alternate option to resolve issues
  • Excellent verbal and written communication skills
  • Solid relationship management practices with the ability to build working relationships with internal and external stakeholders

#Remote #LI-BP1

What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.

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Location

We're headquartered in the northwest suburbs of Chicago and have a downtown Chicago office known as “The 606.”

An Insider's view of Discover

What’s the vibe like in the office?

The cool thing about working at Discover is the wonderful collaborative environment we have and all the smart, talented and fun people we work with every day to continuously work on innovations.

Hiba

AWS Cloud Engineer

What does your typical day look like?

I enjoy working at Discover because I get to work with and collaborate with talented people who are passionate about what they do, and together we get to help others. We work constructively and cross-functionally to provide the best and newest products for our users and provide exceptional support for our customers!

Mandy

Project Manager, Advanced Analytics Platform

How does the company support your career growth?

There are two reasons I enjoy working at Discover. First, I enjoy the challenging and meaningful work. Second, my career path at Discover is mine to shape. My managers have supported me when I wanted to learn more and move within the company.

George

Senior Manager, Software Engineering

What is your vision for the company?

My vision of the company is that we create rewarding experiences in lives of our customers every day through analytics.

Kumar

SVP, CDO Advanced Analytics Platforms

What’s the vibe like in the office?

I love working at Discover because of how the company invests in its people and innovation. The environment is encouraging and the smart people around you makes it an amazing experience every day!

Brent

Director, Digital Analytics

What are Discover Perks + Benefits

Discover Benefits Overview

Start enjoying great benefits Day 1 — We support you with the same dedication we bring to all of our customers. Our comprehensive benefits package features first-class insurance, financial planning support and excellent perks designed to help you reach your goals and live a rich, healthy life.

Check out more of our amazing employee benefits at mydiscoverbenefits.com

Culture
Volunteer in local community
Discover’s business is built on helping people, and we invest in the community (Blessing Backpacks, Boys & Girls Clubs, Big Brothers/Sisters) to demonstrate our commitment to a brighter future.
Partners with Nonprofits
Friends outside of work
Intracompany committees
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Open office floor plan
Diversity
Dedicated Diversity/Inclusion Staff
Unconscious bias training
Diversity manifesto
Someone's primary function is managing the company’s diversity and inclusion initiatives
Diversity Employee Resource Groups
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
You can open a separate Health Care FSA (HCFSA) and contribute up to $2,650 tax-free from your paycheck to reimburse yourself for eligible out-of-pocket expenses.
Disability Insurance
Employees receive Short-Term Disability Insurance at no cost.
Dental Benefits
Discover offers two dental plan options — Standard and Premier — both are administered by MetLife.
Vision Benefits
Discover offers two vision plan options — Standard and Premier through VSP.
Health Insurance Benefits
Discover offers a variety of medical plans for you and eligible family members, so that you can choose the benefit plan that suits your needs.
Life Insurance
As a Discover employee, you receive Basic Life Insurance of one times your HWEE (up to $500,000) at no cost to you.
Pet Insurance
Purchase medical coverage at a discounted rate for your beloved family pet. The more pets you insure, the greater the discount.
Wellness Programs
Help balance your work and personal life with a wide variety of free and discounted resource and referral services including family and relationship counseling and financial guidance.
Onsite Gym
Discover has fitness centers and Weight Watchers® programs at all five major locations.
Mental Health Benefits
Retirement & Stock Options Benefits
401(K)
You may elect to contribute 1% to 30% of your eligible base salary, commissions and bonus on a pre-tax basis, up to IRS limits every year.
401(K) Matching
Discover matches up to 6% of the pre-tax contributions you make to the 401(k) Plan.
Employee Stock Purchase Plan
The ESPP provides eligible employees with an opportunity to purchase shares of Discover common stock through payroll deductions at a 5% discount.
Performance Bonus
Match charitable contributions
Child Care & Parental Leave Benefits
Child Care Benefits
Generous Parental Leave
Flexible Work Schedule
Remote Work Program
Family Medical Leave
Adoption Assistance
Discover helps eligible employees and their families with the costs of adoption by reimbursing certain expenses.
Vacation & Time Off Benefits
Generous PTO
Discover has a Paid Time Off of 4 to 5 Weeks of paid time per year.
Paid Volunteer Time
Paid Holidays
Discover provides 7 paid holidays.
Paid Sick Days
Perks & Discounts
Casual Dress
Commuter Benefits
When you enroll in the Commuter Benefits Program at WageWorks, you’ll save on taxes on mass-transit passes, parking and other eligible expenses.
Company Outings
Game Room
Parking
Recreational Clubs
Relocation Assistance
Professional Development Benefits
Job Training & Conferences
Tuition Reimbursement
Discover provides tuition reimbursement and a full-ride bachelor's degree program for select online degree programs.
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Continuing Education stipend
Time allotted for learning
Online course subscriptions available
Paid industry certifications
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