LQD Business Finance—a fast growing, technology-enabled business lender—is looking to hire a Senior Credit Analyst to join our team. As a Senior Credit Analyst you will be responsible for assessing the credit risk of individual business loans of between $250k and $2M.

Senior Credit Analyst responsibilities include:

• Oversee a team of up to 3 junior credit analysts
• Assess individual business credit risk including performing global cash flow analysis, collateral analysis, and operational analysis
• Prepare and present application files to the credit committee
• Perform necessary credit analysis, due diligence, and review of documents for new transactions and manage ongoing performance and risk of accounts within your assigned portfolio of clients
• Ensure closing diligence and documentation is completed and correct
• Maintain loan exception report; track all follow-up items, deficiencies, and exceptions
• Contact delinquent borrowers and coordinate remedial action with corporate attorneys

To perform the job successfully, you should have the following competencies:

• A minimum of 5 years of experience in C&I credit analysis and underwriting or equivalent experience
• Working knowledge of loan structuring, secured transactions, and documentation and due diligence processes
• Strong quantitative and modeling skills
• Strong understanding of cash flow analysis and ratio analysis
• Strong understanding of the qualitative factors affecting credit risk, including management vetting, and experience assessing these factors in the credit analysis
• Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem solving skills

The LQD Solution:

Most existing small business finance solutions are too restrictive, take too long, are extremely expensive, or are insufficient in serving all the financing needs of a business. We founded LQD to address this gap and developed the only structured loan products for small and medium sized businesses. Our proprietary risk pricing model allows LQD to deliver the most options, at the best rates, with a quick and convenient underwriting process.