Guaranteed Rate is changing the way people buy homes. In 2015, we introduced the Digital Mortgage SM solution, enabling people to get approved for a loan online in less than 30 minutes. With our low rates and dedication to customer success, we quickly became the eighth largest retail mortgage lender in the country.

 Checking things off the list is your thing – no really you make lists just to check the done box. We’re looking for an ambitious, clear communicating, team-playing mortgage maven. You love clearing conditions and getting the client to the closing table. You have a ten-track mind, eight arms and can speak both English and Mortgage – stop laughing you know it’s a language. Oh and you’re patient – paint drying is just fine with you. If you think you have what it takes to become a team member here, come bust down our doors and show us.


Who we are:

Guaranteed Rate is not your typical company and certainly not your typical mortgage company. We have tons of energy and we love what we do – get people great priced mortgages and wow them with our impeccable customer service. We also have an open floor plan! The awesomeness doesn’t end there, we also have:

  • Holiday parties? We got’em! Not just major holidays, any holiday….Marti Gras, Valentine’s Day, St. Paddy’s Day, Opening Day, Boxing Day (for our Canadian employee), Sweetest Day, Groundhog Day, etc..
  • Inter-office contests like the Great Mac-Off, Chili Cook-Off and limbo. We always keep you guessing and participating.
  • 401k with some matching, Blue Cross health care coverage – yup, dental and vision too, Short-term disability, life insurance – we got ya covered on this one, legal assistance – for a small monthly fee and did we mention the awesome rooftop deck?

While we don’t allow jeans, we also don’t allow suits. We want you to just look your best every day and you’ll fit right in.

So what do we want from you?

  • You’ll review loan approvals and clear all underwriting conditions – easy right?
  • You’ll work closely with your team of Loan Officers to make sure our borrowers have a rock star experience.
  • You are passionate about lists and meeting deadlines – scheduling, tracking closing dates, contingency dates and loan locks are all things you’re obsessed with.
  • You’ll submit files for closing – yup we have our very own closing department – cool huh?
  • Training. You love it and we have a ton here – you’ll never stop learning with us.
  • Outstanding customer service is what you’ll provide. Seriously. Our customer service beats out Apple’s; we strive to be the best and you expect nothing less than the best.

Responsibilities:

  • Responsible for taking referrals and completing initial application, determine loan suitability, placing loan with investor per guidelines and submitting a complete application to MC for processing
  • Continuous research of all investors guidelines and overlays to ensure current policies are kept up on
  • Communicate to new/transition VP to ensure they are aware of real time status of all files in process
  • Must price and place loans properly with appropriate Corporate Objective obtained
  • Responsible for problem solving and restructuring files as needed
  • Create pre-approval letters qualification
  • Pipeline Inspection: Daily assessment of team turn times to minimize lock expiration, missed contingency and scheduled close times
  • Change/extend loans and request pricing expectations as needed or requested
  • Track/approve HUD’s to borrowers (Review charges, verify borrower understands their funds for closing must come from approved accounts, etc)
  • Continue to be Training Partner/Mentor to new GRI VPs after they become licensed to continue help them in their Transition To GRI.

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

Please Email your Resume/CV to [email protected] w/ the Job Title in the subject line.
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Company Reviews

Guaranteed Rate is my creative outlet. The culture is high energy and I’m encouraged to make waves by thinking big. There’s nothing more rewarding than seeing one of your ideas come to life.
Karin Straehl
Vice President of Customer Success
at Guaranteed Rate
The lines of communication are always open at Guaranteed Rate. I can reach out to anyone from CEO on down to get my questions answered. This way I’m able to ship new features/apps quickly.
Peter Tucker
Senior Software Engineer
at Guaranteed Rate
Guaranteed Rate moves fast and we learn a lot. Thanks to an openness to new technology, we often go from business needs to shipping and improving a minimal viable product within weeks. 
Ilya Bernshteyn
Software Engineer
at Guaranteed Rate
Guaranteed Rate has brought me opportunities and challenges like never before. My skill set has never grown faster.
Vinson Gracia
Senior Software Engineer
at Guaranteed Rate
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Please Email your Resume/CV to [email protected] w/ the Job Title in the subject line.
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Why work with us
Guaranteed Rate is changing the way people buy homes. In 2015, we introduced the Digital Mortgage SM solution, enabling people to get approved for a loan online in less than 30 minutes. With our low rates and dedication to customer success, we quickly became the eighth largest retail mortgage lender in the country.
Culture
We firmly believe in having a company culture that emphasizes career development combined with individual wellness. In fact, we’ve won numerous awards for it, including Chicago Inno’s “Coolest Company” recognition and being named one of Chicago Tribune’s “Top Workplaces.” We work hard, but love to have fun, too!
Perks & Benefits
Health and transportation benefits
401K match
Happy hours
5,000 square foot roof deck at corporate office
Creative workspaces designed to facilitate collaboration
On-site gym
Game room
Yoga and CrossFit classes
Onsite nurse practitioner
Healthy meals prepared by an onsite chef
Free monthly massages
Free turkeys for employees around winter holidays

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