Enova is an online financial services provider driven by technology and analytics. Since its founding in 2004, Enova has provided online loans to more than four million people on five continents. We’re proud of our global business model, which is driven by a smart and motivated workforce and a dedication to customer satisfaction.

Senior Analytics Lead at Enova

Portfolio Analytics Overview:

As an Senior Analytics Lead you will be one of Enova’s most valuable resources. You will develop, enhance and test the company’s models for use in determining the appropriate lending criteria and verification procedures. At times, you may be asked to conduct ad hoc analysis using statistical and financial tools to recommend for risk management, marketing and operational strategies. You will demonstrate the ability to interpret and organize data, and communicate it effectively to cross functional teams to solve business problems, provide requirements and support implementation. And through all of this, you’ll mentor analysts and disseminate your technical knowledge throughout the Analytics team.  

Qualifications:

  • A Bachelor's degree in a quantitative field or equivalent experience, required
  • 7+ years of experience in analytics or related field
  • Advanced programming skills and the ability to write customized programs for meaningful data analysis (Python or R are preferred)
  • Experience working with relational databases, such as SQL
  • Knowledge of statistical/predictive modeling

Our Analytics team:

Enova's Analytics team consists of over 50 quantitative professionals dedicated to using the latest cutting-edge techniques to drive business value. We are a shared service for the entire company and operate in four core Analytics workgroups:

  • Portfolio Analytics – we focus on building cutting edge risk, pricing, and underwriting models to optimize our lending decisions by using advanced modeling and simulation techniques to optimize the performance of our loan products and operations.
  • Fraud Analytics – analysts on the fraud team use advanced data mining techniques to identify and fight online fraud.
  • Marketing Analytics – the marketing analytics team is focused on applying statistical analysis and predictive modeling to help our marketing teams acquire and retain more valuable customers.
  • Research and Platforms – the RAP team builds and maintains all of our technical tools and platforms. They help investigate new analytics methodologies, use cases, and data sources, to institute new and best practices within the department.

At Enova we have a company-wide culture that emphasizes data-driven analysis. That means you spend less time presenting and more time with the fun part, crunching data!

We speak this language:

We are language agnostic, but primarily use SAS, Python, R, SQL and Mathematica. That means YOU get to pick the tool that works best for you and the analysis at hand.

Enova Overview:

Enova is a leading provider of online financial services that leverages its advanced technology and analytics to provide access to credit for non-prime consumers and small businesses. Our roots are in Chicago, but we have served nearly 5 million customers through our six businesses in the U.S. and abroad. We pride ourselves on hiring smart and driven people who bring new and innovative ideas to the table. Our mentality is, "Life’s short. Work some place awesome." Ready to join us?

Perks:

Perks means something different to everyone. Yes we have snacks and a ping pong table, but we also have summer hours, a sabbatical program, 401k matching and education reimbursement. Most importantly, we like to think of our people as perks too. Isn't working with smart and driven people critical in your success in your next job?

Company Reviews

The structured LevelUp curriculum — which is a month of programming assignments in different languages and a curated list of required reading — is one of the unique ways that Enova invests in making you a better programmer. Your assignments are evaluated by an instructor, as well as your peers, which facilitates improving and growing your skillset. If there is a topic that intrigues you, guaranteed, there is generally an expert in that area a few steps away. There are so many confident and skilled software engineers to talk to, your growth is only limited by your motivation."
Jill Lynch
Software Engineering Apprentice
at Enova
Enova provides its employees everything they need to succeed in their careers, including top talent, an engaging workplace, tons of awesome perks and benefits, and strong company values.
Shaan Sapra
Software Engineer
at Enova
Enova has amazing perks like free food, comfortable dress and summer hours, but the most notable benefit is the deep investment in learning and skill-building. Software new hires go through a 10-week, self-paced training program, which culminates in a full Ruby on Rails app of your design. After training, project team members help you take on responsibility and quickly get success under your belt. Opportunities to make changes abound at Enova, where the only limit to your impact is the need for sleep.
Michelle Waldorf
Software Engineer
at Enova
ENOVA = Fast + Flexible + Frictionless: my favorite F words!
Hakan Karagul
Business Analytics Manager
at Enova
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Why work with us
Being part of a global company like ours means you have lots of opportunities to shine. Our values encourage ownership and accountability, with a commitment to making sure the best answer wins, regardless of whose answer it is. We are a fun and innovative company full of talented people, constantly setting high expectations for ourselves and working our hardest to do even better.
Culture
Our philosophy is simple: Happy employees are more successful. When company culture is collaborative and open, we accomplish more together. So you can wear pretty much whatever you want, and you can help yourself to the virtually unlimited coffee, soda and snacks in our fully stocked kitchens. When you sit down at your desk, you’ll do it in front of your choice of Mac or PC, outfitted with all the accessories you need to do your best work. We believe that when you have the tools you need for success, everybody wins.
Perks & Benefits
Medical, dental and vision coverage • 401(k) matching • Commuter tax benefits • Tuition reimbursement • Sabbatical program • Summer Hours • Recognition programs • On-site discounted yoga, dry cleaning, manicures, haircuts and massages • After-hours food delivery and commuting reimbursement • Off-site events every month • Discounted gym memberships • Intramural sports • Pet insurance

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