Who we are:

Braviant is a leading provider of tech-enabled credit products that combines breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime to help millions of underbanked consumers build credit history, reduce their cost of borrowing, and achieve financial success.

The role:

We are looking for an experienced Data Scientist to develop, implement and optimize the core machine learning models that drive our business. The right person for this role has strong technical skills with a solid background in machine learning and analytics. This person is biased towards action and proactively seeking new solutions.

What you will be doing:

• Development, implementation and optimization of core measurement frameworks and machine learning models for underwriting, verification, lifetime value, collections, and retention
• Use a diverse set of machine learning and statistical modeling techniques to action on new business opportunities and optimize existing strategies
• Proactively perform data exploration and analysis to identify new opportunities for profitable growth
• Develop subject matter expertise of underwriting practices or our customer acquisition channels
• Collaborate with Product leaders to influence strategy as well as define and monitor KPIs
• Partner with Technology teams to build out data science pipelines to support continuous testing, optimization and implementation of new models

What you’ll bring:

• 3+ years of professional experience in an analytical role with an emphasis on model building
• Master’s degree in Data Science, Applied Mathematics, Statistics, Economics, Computer Science or other quantitative field or commensurate experience
• Strong proficiency in the tools used for data manipulation and statistical analysis e.g. Python/R/SQL
• Hands-on experience using various predictive machine learning techniques including: linear models, decision trees, boosting, and ensemble models
• Knowledge of optimization, stochastic processes, experimental design, A/B testing and bootstrapping
• Passion for keeping your skills up to date and exploring new methodologies
• The ability to distill complex problems and analysis into a clear and concise narrative
• Experience teaching others how to make their own work better and more efficient

equally important....

• You are able to communicate to a broad range of audiences and build credibility and trust with stakeholders
• You take ownership of projects and leverage cross-functional partnerships to solve problems and deliver results
• You develop creative solutions and propose new ways of doing things
• You mentor peers and help them grow technically and professionally
• You are comfortable with the unknown: startup life allows for a broad, wide ranging role, but also means priorities and work can change quickly. You should be excited about all this entails!

Bonus Points:

• Experience in any of the following: targeting/segmentation, digital marketing, unsecured consumer lending, optimization, and lifetime value analysis
• You understand when spend the extra time to automate the boring stuff after you have found the elegant solution
• You’re comfortable with the unknown: startup life allows for a broad, wide ranging role, but also means priorities and work can change quickly. You are excited about all this entails!

What it's like to work here:

We're more than just great snacks, unique outings, a cool office, or swag. We're about achieving results while having fun along the way. We believe in solving problems together and building on each other’s ideas. Our teams are comprised of smart, curious individuals and we encourage everyone to think like an owner, take initiative and drive their careers. Our broad roles provide tremendous opportunities for individuals to acquire new skills, gain exposure to all areas of the business, and quickly see their impact at Braviant.