Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description 

At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee-focused as it is on its customers and is consistently awarded for both. We’re all about people, and our employees are why Discover is a great place to work. Be the reason we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.

This individual will have a wide range of responsibilities as part of a team responsible for identifying risk in the Data and Analytics (DNA) universe and driving strategies to manage it. This person will also liaise with the enterprise-wide Legal, Compliance and Corporate Risk functions. This person will develop business-unit specific approaches and ensure accurate and timely implementation across all risk management disciplines and all areas in the DNA organization

This individual may assist with directing the business compliance and operational risk/control activities within DNA, which may include risk assessment, controls, procedure documentation, process design, control workflow/systems, reporting, testing, remediation, and third-party management. This includes education and training for business partners to ensure compliance with, and implementation of, all U.S. federal and state rules, regulations, and regulatory trends. This individual may evaluate current operations across all DNA business units to identify areas for enhancements and work with business partners to implement these processes. It will be this person's responsibility to understand how legal, technology, and business process changes are implemented within each business unit and evaluate potential impacts.

Most importantly, this person will use DNA risk knowledge and expertise to help develop, execute, and evaluate the management of regulatory examinations for DNA. This person will maintain a positive relationship by interacting regularly with examiners from the Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Federal Reserve, and various other regulatory agencies in preparation for, and during, an examination.

Responsibilities

Risk and Control Management

• Provides education and monitors DNA employees on the requirements of company policies and standards related to risk and control ownership, the development and execution of new products and services, and control testing.
• Develops and implements job aids and tools to facilitate efficient completion of policy and standard requirements.
• Ensures effective identification and implementation of controls to manage operational, financial, and compliance risks.
• Acts as subject matter expert on efficient processes to maintain an accurate library of DNA risks and controls. Manages independent post-launch oversight of initiatives and report results to DNA executive management.
• Supports the team with timely completion of control design reviews and compliance risk assessments. Monitors the risk and control environment for weaknesses and identifies solutions to improve the effectiveness and efficiency of controls, as needed.
• Supports the team with timely completion of annual control testing (BUTM) plan, as needed.
• Ensures appropriate oversight of DNA third party vendor relationships.

Risk Analysis and Reporting

• Provides education and monitors DNA employees on the requirements of company policies and standards related to Risk Reporting, Operational Risk Events, Root Cause Analysis, Consumer Complaints, and Issues Management.
• Oversees the development and implementation of job aids and tools to facilitate efficient completion of policy and standard requirements.
• Manages timely, accurate creation and distribution of OREs, complaints data, and monthly risk reports; discusses results with DFS Senior Leadership.
• Oversees timely completion of consumer remediation projects.
• Ensures a detailed escalation plan is in place for risk issues and leveraged when necessary.
• OversightAssists Senior Manager or Director with oversight of larger team via periodic coaching and review of work for employees.

Regulatory Exams and Third Party Reviews:

• Work with Regulatory Relations, DNA subject matter experts, and leaders to ensure timely responses to regulatory requests.
• Maintain an inventory of regulatory requests and responses on behalf of DNA
• Maintain metrics regarding examination request responsiveness on behalf of DNA. Schedule and facilitate preparation meetings for DNA.
• Regularly assess DNA examination process and make changes to support enhanced regulatory expectations.
• Coordinate and track efforts within DNA related to other third party assessments like SOX and PCI Compliance.

Project Management

• Completes complex projects in the areas of Exam Management, Control Workflow and Standardization Solutions, Business Continuity Planning, Corporate and Departmental Continuous Improvement.
• Develops, implements, and administers control standardization and workflow solutions.
• Develops continuous monitoring exception reports for critical business processes.

Minimum Qualifications

At a minimum, here’s what we need from you:

• Bachelor's Degree in Business, Accounting, Information Technology, or related field
• 6+ years of experience in Financial Services, Risk Management, Compliance, Internal Audit Operations, Vendor Management areas, or related field
• In lieu of a degree, 10+ years of experience in Financial Services, Risk Management, Data and Analytics, Compliance, Internal Audit Operations, Vendor Management areas, or related field

Preferred Qualifications

If we had our say, we’d also look for:

• 8+ years of experience in Financial Services, Risk Management, Compliance, Internal Audit Operations, Vendor Management areas, or related field
• 2+ years of experience in People Management
• Certification in Control Self-Assessment, Certified Internal Auditor, Certified Public Accountant (CPA), Certified Regulatory Compliance Manager

What are you waiting for? Apply today!

And by the way, while you’re waiting to hear from us, don’t forget to check out the great benefits Discover offers.

The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other characteristic protected by federal, state, or local law in consideration for a career at Discover.

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What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.