Upstart
Upstart Benefits Overview
Upstart is a digital-first company, which means that most Upstarters can live and work anywhere in the U.S. We also offer in-person work options from our offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City (opening Summer 2026). At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: -Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly -Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year -Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees -Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose -Health Savings Account contributions from Upstart for eligible plans -Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage -Paid time off, sick and safe time, and company holidays -Paid family and parental leave to support caregiving and major life moments -Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving -Employee Assistance Program (EAP) offering mental health support and life-centered resources -Financial wellness resources, including access to financial planning tools and a financial concierge service -Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you -Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from -Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) -Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
Compensation + Benefits
Offers 401(K)
Offers disability insurance
Provides 401(K) matching
Offers life insurance
Provides adoption assistance
Provides family medical leave
Provides a post-parental leave return-to-work program
Provides an onsite Mother's Room
Hosts company-sponsored family events
Offers generous parental leave
Provides fertility benefits
Offers company equity
Offers performance bonuses
Provides home-office stipend for remote employees
Offers employee stock purchase plan
Provides relocation assistance
Provides pay transparency
Offers dental insurance
Offers health insurance
Offers mental health benefits
Offers Flexible Spending Account (FSA)
Offers vision insurance
Work-Life Balance + Wellbeing
Offers company-sponsored outings
Offers company-sponsored happy hours
Offers wellness programs
Has employee-led culture committees
Offers fitness stipend
Provides recreational clubs
Offers Employee Resource Groups
Offers generous PTO
Provides paid sick days
Offers a flexible time off policy
Provides paid holidays
Utilizes an Unlimited PTO policy
Provides bereavement leave
Career Growth + Development
Provides continuing education stipend
Offers mentorship program
Hosts Lunch and Learns
Job training & conferences
Provides online course subscriptions
Provides virtual coaching services
Promote from within
Company Culture
Utilizes a flexible work schedule
Utilizes a hybrid work model
Offers a remote work program
Provides free daily meals
Provides free snacks and drinks
Provides onsite office parking
Has a highly diverse management team
Offers diversity-based Employee Resource Groups
Mandated unconscious bias training
Hiring practices promote diversity
Utilizes an open door policy that encourages accessibility
Implements team-based strategic planning
Hosts in-person all-hands meetings
We have weekly company all-hands meetings via Zoom featuring company updates and Q&A with leads and founders. Teams also have in-person all-hands during onsite events at office locations.
Open office floor plan to encourage communication and collaboration
Uses an OKR operational model to clearly define goals and priorities
