Manages a commercial loan portfolio by underwriting and structuring commercial, construction, and owner-occupied CRE loans. Responsibilities include credit analysis, loan approvals, documentation, closings, covenant monitoring, financial reviews, risk ratings, construction draws, portfolio reporting, regulatory compliance, and collaboration with lenders, legal counsel, and loan operations.
Angott Search Group is partnering with a Midwest community bank to recruit a Commercial Portfolio Manager.
In this role, you'll support the growth of the commercial loan portfolio by partnering with lenders to underwrite, structure, and manage commercial, construction, and owner-occupied CRE loans while delivering exceptional client service.
Key Responsibilities
- Underwrite and analyze commercial, construction, and owner-occupied CRE loans.
- Prepare credit presentations, loan approvals, annual reviews, and financial analyses.
- Partner with Commercial Lenders to structure sound credit solutions.
- Coordinate loan documentation and closings with Loan Operations and legal counsel.
- Manage an assigned commercial loan portfolio, including renewals, covenant compliance, financial reviews, and risk ratings.
- Monitor portfolio performance, including past-due loans, overdrafts, and construction draws.
- Participate in Loan Committee meetings and prepare portfolio and Board reports.
- Stay current on lending policies, regulations, and market trends.
- Support CRA initiatives and represent the bank at community and networking events.
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or a related field preferred.
- 3+ years of commercial credit analysis, underwriting, or portfolio management experience.
- Strong knowledge of commercial, construction, and owner-occupied commercial real estate lending.
- Experience analyzing financial statements, cash flow, and borrower creditworthiness.
- Solid understanding of commercial loan documentation, risk management, and regulatory requirements.
- Excellent analytical, communication, and relationship management skills.
- Proficiency with Microsoft Office and commercial lending/credit systems.
Similar Jobs
Fintech
Manages a commercial loan portfolio, evaluates borrower creditworthiness, analyzes financial statements and projections, monitors risk and covenants, assesses collateral, supports underwriting and loan modifications, and prepares credit recommendations. Partners with relationship managers and credit risk teams, ensures policy and regulatory compliance, maintains accurate records, interacts with clients, and provides guidance and feedback to junior team members.
Fintech
Manages a commercial equipment finance loan portfolio through financial statement analysis, underwriting, covenant and collateral evaluation, risk rating, deal monitoring, renewals, amendments, and credit recommendations. Partners with Relationship Managers and Credit Risk, ensures policy and regulatory compliance, prepares portfolio reports for senior management, meets with clients, and mentors junior credit staff.
Fintech
Manage credit risk for a portfolio of commercial banking clients by underwriting, monitoring financial performance and covenants, preparing approval documents, coordinating loan documentation, supporting relationship managers, and mentoring junior staff. Perform industry/company research, financial analysis and modeling, and take required actions on delinquent or non-compliant loans.
Top Skills:
ExcelMicrosoft Word
What you need to know about the Chicago Tech Scene
With vibrant neighborhoods, great food and more affordable housing than either coast, Chicago might be the most liveable major tech hub. It is the birthplace of modern commodities and futures trading, a national hub for logistics and commerce, and home to the American Medical Association and the American Bar Association. This diverse blend of industry influences has helped Chicago emerge as a major player in verticals like fintech, biotechnology, legal tech, e-commerce and logistics technology. It’s also a major hiring center for tech companies on both coasts.
Key Facts About Chicago Tech
- Number of Tech Workers: 245,800; 5.2% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: McDonald’s, John Deere, Boeing, Morningstar
- Key Industries: Artificial intelligence, biotechnology, fintech, software, logistics technology
- Funding Landscape: $2.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Pritzker Group Venture Capital, Arch Venture Partners, MATH Venture Partners, Jump Capital, Hyde Park Venture Partners
- Research Centers and Universities: Northwestern University, University of Chicago, University of Illinois Urbana-Champaign, Illinois Institute of Technology, Argonne National Laboratory, Fermi National Accelerator Laboratory
