About the Role:
This role will help shape pricing across our personal lines portfolio by leading rigorous actuarial work that supports rate adequacy, segmentation, and long-term portfolio performance. We are looking for someone with deep technical strength who can independently tackle complex pricing questions and turn analysis into clear, credible recommendations. The role will also partner on rate and product changes and support broader pricing initiatives, including work that intersects with regulatory and implementation needs. Success in the role requires both actuarial rigor and sound judgment, along with the ability to communicate clearly across actuarial and business audiences. It is a high-impact opportunity for someone who wants to do technically demanding work that directly influences strategy and outcomes.
What You’ll Do:
- Lead end-to-end pricing work across personal lines products, including indications, segmentation reviews, trend selections, and new product pricing.
- Build and enhance pricing tools, analytical frameworks, and automated workflows that improve speed, rigor, repeatability, and insight.
- Prepare, submit, and defend filings in highly regulated and high-visibility states.
- Partner closely with product, underwriting, and business leaders to align pricing strategy, filing approach, and operational execution.
- Serve as a technical mentor and raise the bar for actuarial craftsmanship, precision, and judgment across the team.
- Develop, refine, and validate actuarial methodologies that improve rate adequacy, risk differentiation, and portfolio performance.
- Integrate broader drivers of pricing performance into actuarial analysis, including catastrophe exposure, reinsurance impacts, and changing risk conditions where appropriate.
- Translate complex technical findings into clear recommendations for senior leadership and non-actuarial stakeholders.
- Improve actuarial governance, documentation standards, and analytical quality across the pricing organization.
What You'll Need:
- FCAS or Career ACAS designation.
- 7+ years in personal lines pricing
- Advanced knowledge of actuarial pricing methods (indications, trends, segmentation)
- Proficient with SQL/Python for actuarial analysis and modeling; Advanced Excel skills for building models and frameworks
- Experienced in independently leading complex technical analyses
- Interest and experience with generative AI to enhance actuarial work
- FCAS or Career ACAS designation
What We Do
We're a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for our members. Our reciprocal model focuses on service and doing what is right for the membership: we provide exceptional service, hospitality and care, we partner with our members to help prevent losses and we create smart insurance solutions at fair prices.
We aim for our members to love their insurance. It is our mission is to create a membership experience so compelling that our members never want to leave.
Who We Are
We want to be transparent about what we expect from each other. From PURE, you can expect:
Opportunities to stretch and grow: your professional and personal development matters to us. We’re committed to providing experiences through on-the-job learning and professional development that increase your impact and rewards.
Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.
Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy. You can expect a thoughtful partner, even when we disagree.
A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual. We lift each other up, celebrate wins together and support one another through challenges in work and life.
Who You Are
All of the strongest relationships are a partnership- a two way street. So here’s what we ask of you:
Aim to bring your best every day: you’re here because you want to be part of a team that makes a real impact and aims high.
Be a student and a teacher: share your knowledge and talents and be willing to listen and learn from those around you.
Get comfortable being uncomfortable: we face tough moments and obstacles with a “courage over comfort” approach and a positive, solutions-oriented mindset.
Be a culture builder: building a positive culture is everyone's responsibility, based on care, respect and openness to diverse perspectives.
The base salary for this role can range from $150,000 to $175,000 based on a full-time work schedule. An individual’s ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience
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PURE Insurance Chicago, Illinois, USA Office
10 S Riverside Plaza, Suite 1900, , , Chicago, IL , United States, 60606
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