Investment Analyst

Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint provides critical operational infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. We’re building trust in this system of credit. 

Setpoint is looking for an experienced structured credit investor to join our team!

This is an opportunity to have a big impact on a growing asset manager and technology company. You will drive over $1B of capital deployment and asset management across multiple investment vehicles while reporting to our Managing Director and working closely with our product and capital teams.

The ideal candidate has experience in asset backed structured credit and a strong interest in proptech and real estate. They should enjoy collaboration in a team-first environment and welcome the dynamics that come with a fast-growing company.

Who will love this job

• An owner – you’re excited to join a company during a period of rapid growth, wear many hats, feel ownership of the broader mission, and meaningfully contribute to the development of the Setpoint Capital platform
• A deal maker – you enjoy building and owning relationships and can find win-win solutions that maximize long term value
• A great communicator – you possess the excellent written and verbal communication skills and attention to detail
• A multi-tasker – you can manage multiple priorities and set frameworks for how to execute them effectively within their deadlines
• A problem-solver with excellent judgment – you can manage various borrower, investor, and technical concerns within an evolving market and regulatory environment

What you’ll do

• Sourcing - Meet and develop relationships with innovative real estate and proptech companies, including identifying new verticals with demand for our debt capital solutions
• Underwriting – Lead investment diligence on potential credit investments, write investment memos, and underwrite all aspects of a deal including company credit risk, borrower business models, and underlying collateral
• Transaction Execution - Work closely with in-house and external counsel to document and execute facilities, including detailed involvement in legal docs and driving transactions to close
• Portfolio Management – Maintain strong relationships with borrowers and actively manage risk in the portfolio
• Investor Management - Support investor facing activities including fundraising and investor relations

You should have

• 7-10 years of investment experience
• Experience working in structured credit, opportunistic credit, real estate, proptech, and/or asset backed lending is preferred
• Ability to prioritize appropriately, and meet deadlines in a high-pressure environment, prioritize commercial terms
• Flexibility, positivity, and team oriented

Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free.

In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital. 

For all our employees, we offer a full slate of benefits from competitive salaries, stock options, medical, dental and vision coverage, 401k, disability coverage, and flexible vacation. Setpoint has offices in Austin, New York, and Park City, UT and we’re currently hiring remote team members for specific roles.

Compensation: $150,000 - $250,000 dependent on multiple factors, which may include the successful candidate's skills, experience and other qualifications.

Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.