Product & UW Governance Consultant

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.          

The Product & Underwriting Governance Consultant plays a critical role in leading cross-functional initiatives to bring new and refreshed insurance products to market while ensuring strong governance and compliance across underwriting processes. This position partners closely with the Global Specialty (GS) Product team, Chief Underwriting Office, and other stakeholders to manage the product development lifecycle and deploy underwriting governance controls. The consultant acts as a project leader without direct authority, driving collaboration, planning, and execution of tasks that support strategic objectives and regulatory requirements.

Product Development Leadership

• Lead cross-functional teams to deliver new and refreshed insurance products from ideation to market launch.
• Manage all business deliverables in the product development lifecycle (excluding systems development), including:
  • Feasibility and competitive analysis
  • Development of forms, rates, applications, underwriting guidelines and rules
  • Statutory filing preparation
  • Marketing and distribution planning
  • Coordination of data science deliverables and third-party services
  • Change management and training initiatives
• Create and maintain project plans, schedule meetings, estimate resources, distribute updates, and monitor key activities to ensure timelines and goals are met.

Governance Framework & Risk Management

• Coordinate product governance activities and guide stakeholders through the Global Specialty Product Governance Process for all new product proposals or material product changes.
• Assist in the development of deliverables required for product governance approvals.
• Maintain governance frameworks, policies, and procedures for underwriting and product development.
• Document and communicate governance requirements and processes within GS and to key stakeholders.
• Collaborate with GS CUO, business leads, and product teams to develop, refine and deploy underwriting governance controls and processes.
• Prepare reports and metrics for senior leadership on governance and underwriting performance.

Qualifications:

• Bachelor’s degree in Business, Insurance, Risk Management, or related field (advanced degree preferred).
• Professional certifications such as CPCU, ARe, or similar preferred.
• 7+ years of experience in underwriting, product development, or compliance within P&C insurance.
• Proven ability to lead cross-functional projects without direct authority.
• Excellent organizational, analytical, and communication skills.
• Familiarity with underwriting systems and data analytics tools, a plus. 
• Experience in governance frameworks and risk management strategies, preferred.
• Strong project management skills and attention to detail, preferred.  

This role can have a Hybrid or Remote work arrangement.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise. 

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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