Senior Analyst, Credit & Risk

World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working‑capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision‑making.

In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.

• Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions

• Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk

• Evaluate mark‑to‑market (MTM) exposure and forward trading activity with customers and suppliers

• Determine appropriate credit support and security requirements to mitigate risk

• Partner closely with Commercial and Legal teams to address credit‑related matters for new and existing customers

• Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‑control procedures

• Gather, review, and analyze customer information to support credit recommendations

• Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms

• Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‑debt reserves and write‑offs

• Support system and process alignment between PDI and Oracle ERP environments following system migrations

• Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy

• Perform ad hoc analysis and special projects as needed

• Strong experience analyzing financial statements and underwriting credit risk

• Working knowledge of forward trading concepts and mark‑to‑market exposure

• Advanced Excel skills with strong attention to detail

• Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus

• Experience with PDI and/or Oracle ERP systems preferred

• Strong analytical, organizational, and time‑management skills

• Ability to collaborate effectively across cross‑functional teams

• Customer‑focused mindset with balanced risk judgment

• Sound business judgment and the ability to make data‑driven credit decisions

• Continuous‑improvement mindset with a willingness to challenge the status quo

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required

• 3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments

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