Jobs at Liberty Mutual Insurance

Associate Underwriters evaluate business operations, financial data, and industry trends to assess commercial insurance risks. They develop coverage and pricing solutions, collaborate with brokers, customers, and internal teams, and make decisions supporting profitable growth. The program provides structured training, mentorship, and hands-on experience in underwriting principles, risk assessment, coverage analysis, pricing, negotiation, and relationship management.

Provides consulting and auditing support to a dedicated client’s global health and safety team. Evaluates safety management systems, assesses risk, recommends improvements, develops action plans, and measures progress. Builds relationships with customer stakeholders across health and safety, operations, and engineering. Leads through mentoring and coaching while improving service delivery. The fully remote role requires approximately 75% travel to customer locations from February through October.

Manages complex commercial energy claims from first notice through resolution, including coverage analysis, liability assessment, reserves, litigation, settlement negotiation, and high-exposure loss strategy. Coordinates defense counsel, experts, legal, underwriting, and reinsurance teams; advises leadership on coverage and litigation issues; maintains regulatory compliance; and mentors claims examiners.

Participate in a structured underwriting development program while evaluating commercial business risks, financial information, industry trends, coverage needs, and pricing strategies. Partner with brokers, customers, and internal teams to create insurance solutions, make risk-selection decisions, and support profitable growth. Build underwriting, negotiation, communication, and relationship-management skills through formal training, mentorship, and hands-on experience.

Provides consulting and auditing support for a global health and safety management system. Partners with Health & Safety, Operations, and Engineering teams to assess risks, improve safety processes, develop action plans, measure progress, and reduce organizational risk. Builds client relationships, influences stakeholders, mentors others, and delivers continuous service improvements. This fully remote role requires approximately 75% travel to customer locations during February–October.

Manage high-exposure, complex auto and homeowners casualty claims, including investigation, coverage and liability assessment, settlement strategy, litigation coordination, reserves, and negotiations. Collaborate with counsel, attend legal proceedings, identify fraud and subrogation opportunities, prepare reports, safeguard confidential information, and support regulatory matters. May mentor colleagues and assist team leadership. The role requires extensive complex claims experience, strong judgment, negotiation, analytical, investigative, and communication skills, plus appropriate licensing.

Participate in a structured underwriting development program evaluating commercial business risks, financial information, and industry trends. Develop expertise in risk selection, coverage analysis, pricing, negotiation, and insurance solutions while partnering with brokers, customers, and internal teams. Receive formal training, coaching, mentorship, and hands-on experience supporting profitable growth and customer needs across Liberty Mutual’s Global Risk Solutions business.

An 11-week underwriting internship supporting Liberty Mutual’s Global Risk Solutions team. The intern will analyze business and financial information, evaluate and price commercial insurance risks, contribute to underwriting projects, and develop analytical, decision-making, communication, negotiation, and relationship-building skills. The program includes professional development, networking, and exposure to commercial and specialty insurance products. Applicants must be pursuing a relevant bachelor’s degree, maintain a 3.0 GPA, and have permanent U.S. work authorization.

Provides expert underwriting guidance and referral approval for large construction casualty programs, including workers’ compensation, general liability, auto, lead, and excess coverage. Evaluates exposure, pricing, coverage, portfolio performance, and financial decisions; supports OCIP and CCIP programs; improves underwriting frameworks; develops underwriters; collaborates with claims, actuarial, reinsurance, and product teams; and maintains broker and customer relationships.

Manage moderately complex to complex workers compensation claims: investigate, determine liability/coverage, set reserves, negotiate settlements, coordinate litigation, mentor team members, and participate in quality and dispute resolution processes.

Underwrite complex construction casualty risks, including wrap-ups and joint ventures, by evaluating exposures, pricing coverage, managing approvals, and negotiating with brokers. Grow and retain a profitable regional portfolio through broker relationships, market analysis, and targeted growth strategies. Maintain compliant underwriting files, mentor underwriters and analysts, and support strategic projects and continuous process improvement.

Manage complex and catastrophic auto and homeowners casualty claims from investigation through resolution. Assess coverage, liability, damages, reserves, and settlement strategies; collaborate with counsel during litigation; attend legal proceedings; prepare reports; identify fraud and subrogation opportunities; oversee counsel billing; communicate with stakeholders; and mentor colleagues or support regulatory matters as needed.

Investigates and processes commercial auto physical damage claims, determines coverage, evaluates damages, establishes reserves, negotiates settlements, documents claim activity, and identifies potential fraud or subrogation. The role requires direct communication with insureds, claimants, agents, and internal teams, along with coordination with appraisal, subrogation, and investigative units.

Investigates and processes commercial auto physical damage claims, determines coverage, assesses damage, establishes reserves, negotiates settlements, and maintains accurate claim documentation. The role communicates with insureds, claimants, agents, and internal teams; prepares or reviews damage estimates; identifies fraud and subrogation opportunities; and coordinates with appraisal and investigative units. A high school diploma and 1–2 years of experience are required, with claims experience preferred.

Lead Environmental Casualty underwriting strategy and profitability by managing complex referrals, monitoring portfolio performance, maintaining underwriting guidelines, enhancing products, and coaching underwriters. Partner with brokers, clients, and internal teams to support renewals, new business, distribution relationships, and regional production. The role also includes occasional travel, marketing support, and people management.

Manages routine to moderately complex bodily injury claims from investigation through resolution. Evaluates coverage, liability, compensability, damages, and reserve requirements; develops claim action plans; conducts investigations; communicates with stakeholders; and negotiates settlements within authority limits. Refers appropriate cases to subrogation or special investigations teams while maintaining regulatory compliance and customer service standards.

Manage moderate- to high-exposure construction liability claims involving bodily injury and property damage. Responsibilities include investigations, coverage analysis, reserving, liability evaluation, litigation management, defense counsel coordination, settlement negotiations, and claim resolution. The role also provides technical guidance and coaching to less experienced adjusters, supports mediations and arbitrations, and helps monitor team caseloads and quality standards.

Manage routine to moderately complex PIP and Med-Pay no-fault claims from investigation through resolution. Responsibilities include confirming coverage and eligibility, evaluating damages, medically managing claims, setting reserves, paying medical bills, referring claims when appropriate, negotiating settlements, and communicating with claimants, policyholders, providers, attorneys, and other parties.

Provides expert underwriting guidance and referral approval for large construction casualty programs, including workers’ compensation, general liability, auto, excess, OCIP, and CCIP. Evaluates coverage, exposure, pricing, portfolio performance, and financial decisions; advises underwriting leaders and field teams; improves technical frameworks and underwriter development; and maintains relationships with brokers, customers, and reinsurance partners.

Manages Personal Injury Protection and Medical Payment claims from investigation through resolution. Evaluates coverage, eligibility, damages, reserves, and medical bills; medically manages claims; negotiates settlements; communicates with claimants, policyholders, providers, attorneys, and other parties; and refers appropriate cases to subrogation or special investigations.