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Synchrony

AVP, Portfolio Credit Monitoring and Analytics

Posted 5 Hours Ago
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In-Office
Chicago, IL, USA
115K-200K Annually
Senior level
In-Office
Chicago, IL, USA
115K-200K Annually
Senior level
Deliver portfolio credit reporting and analytics to identify material credit risks, monitor risk appetite metrics, support regulatory and audit requests, validate monthly credit review data, investigate emerging trends, and lead ad hoc analytical projects. The role requires collaboration across Credit and Underwriting, maintenance of risk methodology documentation, and communication of findings to stakeholders and cross-functional teams.
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Role Summary/Purpose:

Deliver accurate, timely portfolio reporting and analytics to support oversight of material credit risks across Synchrony. This role primarily leverages SAS, SQL, and Excel, reports to the Vice President, Portfolio Credit Monitoring and Analytics, and sits within Credit Risk Management Oversight under the Risk Division.

Essential Responsibilities:

  • Execute, prepare, and analyze credit performance reports on delinquency, asset quality, and emerging credit and economic trends

  • Create credit analytics to support responses to regulatory and internal audit requests

  • Manage deep dive and ad-hoc analytical projects

  • Prepare and validate data utilized in SYF’s monthly credit risk review

  • Monitor and report credit risk appetite metrics as part of the enhanced monitoring plan

  • Update and maintain the Credit Risk Appetite methodology document and team job aides 

  • Serve as a key analytical resources to other cross-team initiatives

  • Research and explain the drivers behind emerging data trends  

  • Work with peers in Credit and Underwing to understand emerging credit risks

  • Stay up to date on SYF’s key credit metrics and how they compare to the Credit Card Industry’s

  • Understand credit reporting infrastructure and data nuances

  • Perform other duties and/or special projects as assigned

Qualifications/Requirements:

  • Bachelor’s degree and 2+ years’ experience in risk analytics within the Credit Card Industry or; 6+ years’ experience in a credit risk analytics role in a regulated bank or financial institution

  • 2+ years with SAS/SQL or other transferable logic based programming in a regulated bank or financial institution

  • 3+ years of advanced Excel experience in a regulated bank or financial institution

  • Project management experience in a regulated bank or financial institution

  • Ability to extract, analyze, and interpret high volume data sets and present to key stakeholders and cross-functional teams

  • Ability and flexibility to travel for business as required

Desired Characteristics:

  • Strong oral and written communication skills

  • Strong presentation experience

  • SAS, Python, PowerPoint, advanced Excel, and Tableau

Grade/Level: 11

The salary range for this position is 115,000.00 - 200,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Our Way of Working:

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events. 


*Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Eligibility Requirements:

  • You must be 18 years or older

  • You must have a high school diploma or equivalent

  • You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

  • You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

  • New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.  Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles.  Employees, level 8 or greater, must have at least 18 months’ time in position before they can post.  All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required.  We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. 

Our Commitment:

When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.


This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all. 

Reasonable Accommodation Notice:

  • Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

  • If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627.   Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time

Job Family Group:

Credit

Synchrony Chicago, Illinois, USA Office

222 W Adams St, Chicago, IL, United States, 60606

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