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One Park Financial

Pricing Analyst

Posted 4 Days Ago
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In-Office
Miami, FL
Junior
In-Office
Miami, FL
Junior
Reviews and underwrites new and renewal small-business loans by analyzing bank statements, credit profiles, and risk factors. Establishes pricing structures, evaluates risk-reward outcomes, and tests pricing strategies. The role requires strong financial analysis, modeling, risk scoring, communication, and attention to detail, along with experience in finance, underwriting, risk, or analytics.
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Mckenzie Capital (MckCap) is a fast-growing FinTech company headquartered in Miami, Florida. MckCap offers underserved small businesses with a wide variety of flexible financing and funding options to help entrepreneurs acquire the working capital they NEED to take their businesses to the next level.

We are expanding to Utah and want to work with high-performing badasses that will play an integral part in our expansion of the company. We understand one thing: it all comes down to working with the right people and enabling them to do what they do best. This full-time position will work credit decisioning and analysis for our Small Business Loans.

The Pricing Underwriting Analyst will report directly to the Director of Pricing and will be responsible for the initial review and underwriting/pricing of new and renewal business loans.

The ideal candidate will have 2+ years’ experience in finance, underwriting risk, or analytic roles. They should be comfortable in a fast-paced, entrepreneurial environment, be driven to succeed, and be highly analytical & detail oriented. We offer a competitive compensation package and a comprehensive benefits program.

Essential responsibilities include:

  • Conduct comprehensive risk assessment and analysis, to offer business loans for small businesses.
  • Review business bank statements and credit profiles, to assess the associated risk and establish appropriate pricing structures.
  • Analyze risk factors and look for opportunities to improve risk / reward equation.
  • Evaluate pricing strategies and test innovations.

Requirements
  • 2+ years’ experience in risk, underwriting, finance or analytical positions.
  • Highly proficient in Microsoft office.
  • Familiar with credit bureaus and other risk assessment tools & comfortable with modeling and risk scoring.
  • Business and/or subprime lending experience preferred.
  • Bachelor’s degree in related field required.
  • Outstanding communication and interpersonal skills.
  • Bilingual in English & Spanish.

Benefits
  • Health insurance: medical, dental, and vision programs
  • Life insurance
  • Paid Time Off
  • Excellent career growth opportunity
  • Cultural activities; include fun events, recognition programs, company meals, and much more

We offer a competitive compensation package and a comprehensive benefits program. Our Culture is amazing! We have been recipients of many consecutive distinguishing awards for being the employer of choice, best places to work in South Florida, and among others.

MckCap is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability, or veteran status.

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