2027 Commercial Banking Early Career Development Program

About this role: Wells Fargo is seeking talent to join the 2027 Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at wellsfargojobs.com .
Program Overview:
Commercial Bankingprovides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $25 million. The Commercial Banking Early Career Development Program is a two-year program where you will gain exposure to the various Commercial Banking lines of business and their partners while supporting dedicated teams through four six-month rotations. The program will promote professional development and business skills acquisition through on-the-job experience as well as formal in-person and virtual training, including a foundational introduction to credit and banking fundamentals.
In the Commercial Banking Early Career Development Program, you will:
Rotate across several Commercial Banking business areas to acquire diverse experiences and insights as well as determine the roles that align to your career interests. You may be involved in sales, credit, product, or strategic activities such as:

• Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.

• Conducting due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations.

• Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.

• Receiving direction from supervisors and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.

• Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.

Program Structure:
You will begin the program in one of our 13 regional locations. Following the foundational training, you will enter your first of four six-month rotations in select business areas over the course of two years. Analysts will complete rotations in sales, product, or strategy, along with two credit-focused rotations. One during the first year and another during the second year.
Post Program:
The Commercial Banking Early Career Development Program is designed to promote a long-term career at Wells Fargo through broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program, analysts will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution Consultant, Credit Product Sales Specialist, Credit Product Portfolio Specialist, and others.
Ideal candidates for this role must have the following:

• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

• Solid problem solving and decision-making skills.

• Strong analytical skills with high attention to detail and accuracy.

• Initiative and proactive to be an energetic self-starter.

• Curiosity and a genuine interest in learning and growth.

• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.

Required Qualifications, US:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Must be currently pursuing a bachelor's degree with an expected graduation date between December 2026 or May/June 2027. All majors welcome.

• Excellent verbal, written, and interpersonal communication skills.

• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.

• Ability to work effectively, as well as independently, in a collaborative, change driven environment.

• Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.

• Demonstrated knowledge, interest and/or experience in finance, accounting, and sales.

• Familiarity with AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot) to support everyday tasks including research, organizing information, and creating presentations with a strong interest in learning and using these tools responsibly.

Program Locations:
Atlanta, GA; Boston, MA; Charlotte, NC; Chicago, IL; Houston, TX; Irving/Dallas, TX; Minneapolis, MN;
Offers are made for a specific office location, based on candidate preference and business needs. Analysts will be notified of their specific Commercial Banking business placement prior to the program start.
Pay Range:

• Atlanta, GA: $80,000/year
• Boston, MA: $96,000/year
• Charlotte, NC: $80,000/year
• Chicago, IL: $96,000/year
• Houston, TX: $80,000/year
• Irving/Dallas, TX: $80,000/year
• Minneapolis, MN: $88,000/year

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
#earlycareers
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).
$65,000.00 - $108,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
18 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.