Citizens Logo

Citizens

Home Mortgage Construction to Perm - Business Support Manager

Reposted 3 Days Ago
Be an Early Applicant
In-Office or Remote
Hiring Remotely in United States
78K-112K Annually
Senior level
In-Office or Remote
Hiring Remotely in United States
78K-112K Annually
Senior level
Supports governance and operational execution for a Construction-to-Permanent lending program. Advises stakeholders on complex loan scenarios, construction contracts, draw schedules, budgets, exceptions, risk, and policy requirements. Maintains program documentation, controls, procedures, and certification materials; facilitates training; identifies trends and emerging risks; and recommends improvements. Partners with Credit Risk, Operations, Servicing, Legal, Sales, Project Review, and Draw Administration to ensure compliant, consistent loan execution.
The summary above was generated by AI

The colleague serves as the primary business support resource and subject matter expert for the Construction-to-Permanent (CtP) lending program. This role is responsible for supporting program governance, policy and procedure management, risk oversight, and operational execution. The position partners closely with Sales, Credit Risk, Project Review, Legal, Operations, and Draw Administration to ensure consistent application of program requirements and successful loan execution throughout the construction loan lifecycle.

Key responsibilities include maintaining and enhancing CtP program governance, providing guidance on complex loan scenarios, supporting policy alignment, facilitating certification training, and advising stakeholders on construction lending risks, exceptions, and operational challenges.

Primary responsibilities include

  • Provide consultative support to Project Review and business partners, including guidance on loan scenarios, contract reviews, draw schedules, and project budget evaluations.
  • Collaborate with stakeholders across Credit Risk, Operations, Servicing, Legal, and Sales to ensure program requirements remain current, effective, and aligned with business objectives.
  • Evaluate non-standard transactions and exception requests, recommend appropriate solutions, and support decisions consistent with CtP policies and established risk parameters.
  • Maintain CtP certification materials and facilitate training sessions and webinars for program participants.
  • Serve as a subject matter expert and trusted resource for associates and business partners across the organization.
  • Identify trends, risks, and emerging issues, and communicate findings and recommendations to leadership.
  • Maintain and enhance program documentation, procedures, controls, and governance materials.
  • Support continuous improvement initiatives to strengthen program effectiveness, risk management, and operational efficiency.

Qualifications, Education, Certifications and/or Other Professional Credentials

  • 5-10 years of experience supporting Construction-to-Permanent (CtP) lending programs and products.
  • Demonstrated confidence and professional courage to hold sales teams and sales leadership accountable to program requirements.
  • Strong organizational, planning, and leadership skills, with the ability to manage priorities, resolve challenges, build relationships, and influence stakeholders.
  • Demonstrated decision-making and problem-solving skills, including the ability to evaluate complex situations and provide well-supported recommendations.
  • Strong analytical and research capabilities, with the ability to identify trends, interpret data, and assess business impacts.
  • Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.
  • Excellent written and verbal communication skills. Experience working effectively within a collaborative, matrixed environment involving Operations, Credit Risk Management, Sales, and other cross-functional partners. 
  • Direct experience in construction lending, including draw administration, project review, processing, underwriting, and loan closing activities.
  • Knowledge of construction lending risk management practices, policies, and regulatory requirements.
  • Experience supporting program governance, policy development, and operational process improvement initiatives.

Hours & Work Schedule

  • Hours per Week: 40
  • Work Schedule: M-F 8-5 (4 days in office)

Pay Transparency 

The salary range for this position is $78,000 - $112,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

About Us

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.


Similar Jobs

16 Minutes Ago
Remote or Hybrid
USA
142K-305K Annually
Senior level
142K-305K Annually
Senior level
Consumer Web • Coupons • Healthtech • Social Impact • Pharmaceutical
Provides independent legal counsel on healthcare regulations, employee benefits agreements, commercial contracts, AI initiatives, and product launches. Reviews pharmacy, telehealth, licensure, fraud and abuse, privacy, and healthcare product risks; negotiates agreements; develops AI governance processes, templates, playbooks, and training; monitors regulatory developments; and coordinates complex matters across legal, product, engineering, privacy, security, compliance, finance, and procurement teams.
Top Skills: Artificial Intelligence (Ai)Telehealth
27 Minutes Ago
Remote or Hybrid
United States
160K-260K Annually
Expert/Leader
160K-260K Annually
Expert/Leader
Artificial Intelligence • Cloud • Payments • Software • Business Intelligence • Generative AI • Automation
Leads enterprise-scale data architecture across batch, streaming, warehouse, lakehouse, transactional, AI, and vector-store use cases. Establishes data quality, governance, lineage, observability, access-control, and reliability standards. Defines AI-enabled data engineering patterns, mentors engineers, resolves complex architecture issues, and influences cross-functional roadmaps. Requires hands-on technical leadership and 15+ years of software, data engineering, or architecture experience.
Top Skills: DbtGcp Bigquery
29 Minutes Ago
Remote or Hybrid
United States
137K-174K Annually
Senior level
137K-174K Annually
Senior level
Artificial Intelligence • Consumer Web • Edtech • Enterprise Web • HR Tech • Social Impact • Generative AI
Owns high-priority consumer growth opportunities from diagnosis through execution. Analyzes portfolio performance, identifies and prioritizes investments, develops growth strategies, leads cross-functional teams, designs experiments and operating mechanisms, and drives measurable improvements in revenue, conversion, retention, and lifetime value.
Top Skills: SQL

What you need to know about the Chicago Tech Scene

With vibrant neighborhoods, great food and more affordable housing than either coast, Chicago might be the most liveable major tech hub. It is the birthplace of modern commodities and futures trading, a national hub for logistics and commerce, and home to the American Medical Association and the American Bar Association. This diverse blend of industry influences has helped Chicago emerge as a major player in verticals like fintech, biotechnology, legal tech, e-commerce and logistics technology. It’s also a major hiring center for tech companies on both coasts.

Key Facts About Chicago Tech

  • Number of Tech Workers: 245,800; 5.2% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: McDonald’s, John Deere, Boeing, Morningstar
  • Key Industries: Artificial intelligence, biotechnology, fintech, software, logistics technology
  • Funding Landscape: $2.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Pritzker Group Venture Capital, Arch Venture Partners, MATH Venture Partners, Jump Capital, Hyde Park Venture Partners
  • Research Centers and Universities: Northwestern University, University of Chicago, University of Illinois Urbana-Champaign, Illinois Institute of Technology, Argonne National Laboratory, Fermi National Accelerator Laboratory

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account