Senior Engineer – iOS

M1 Finance has created a personal wealth-building platform made for the modern era, uniting personal perspective and automated ease. We seamlessly combine free investing and low cost borrowing all in one intuitive, automated Finance Super App, and we’re driven by a mission to empower personal financial well-being. We believe that financial well-being is fundamental to overall well-being, and we strive to deliver products that are simpler, smarter, and stronger than those created by our boring, entrenched, and slow-moving competitors in the personal finance industry.   

Our clients have already trusted us with over $12 billion of assets, we’re currently helping hundreds of thousands of people grow and manage their wealth with our industry-leading automation and tools, and we’re adding thousands of new clients every day.   

We’re looking for passionate people who want to improve and build on what we’ve created and take responsibility to help others build something meaningful and sustainable for their futures.   

We mean it when we say, “M1 is yours to build.”  

If this sounds interesting to you, read on! 

We’re a high-performing team of engineers driven by curiosity, clarity, and craft. We move with purpose and iterate quickly, guided by a clear vision and a commitment to continuous improvement. We value first-principles thinking and open collaboration, challenging assumptions respectfully while supporting one another to deliver our best work. Every engineer plays a meaningful role in shaping the product, influencing everything from architecture to implementation. 

We’re looking for an experienced Senior iOS Engineer to help drive the next evolution of our product. You’ll work closely with a talented, collaborative team that values transparency, impact, and technical excellence. 

If you’re excited by growth, impact, and solving complex problems alongside exceptional peers, we’d love to hear from you. This role is open to both remote candidates and those interested in a hybrid model based out of our Chicago HQ. 

What you’ll do 

• Champion best practices and innovation as a steward of the iOS platform. 

• Design, develop, and enhance features to elevate our iOS application. 

• Maintain a scalable and extensible application architecture. 

• Stay up to date with the Apple ecosystem, leveraging new platform capabilities. 

• Collaborate closely with designers and engineers to create a seamless user experience. 

• Establish and maintain robust testing processes to ensure product quality. 

• Monitor, diagnose, and respond to production crashes and customer issues. 

• Help oversee and manage our CI/CD pipeline.  

• 5+ years of industry experience 

• In-depth knowledge of Swift, SwiftUI, UIKit, and iOS app development 

• Experience with Swift 6 concurrency pattern implementation is a plus 

• Familiarity with client application and systems architecture patterns 

• Prior experience building and maintaining apps with comprehensive feature sets and rich user interfaces 

• Prior experience operating and supporting production apps 

• Structured, organized thinker that is both attentive to detail and mindful of the big picture 

• Interest in investing and personal finance 

• Experience with Github Actions, Fastlane, and TestFlight are a plus 

• Experience using GraphQL is a plus 

• Experience partnering closely with Android Engineers or contributing to Android app development is a strong plus 

Salary band - $165,000 - 190,000

Our Values 

Our team embodies our ten core principles and if these principles speak to you – we’d love to talk with you. 

• Mission Driven: Life short – everyone should spend their waking hours on something they find meaningful. We believe improving people’s financial wellness improves lives. It’s a vital and worthy cause.   

• Extreme Ownership: We think and act like owners. That means we’re responsible for the results to our clients, coworkers, and M1 shareholders. Our focus is on building long-term value, not scoring short-term marks.  

• Boldness: We want to do things of consequence. Make a difference. Put a dent in the universe. Thinking big inspires results. We’d rather fail at something meaningful than succeed at something trivial.   

• Bias for Action: Results lag prior efforts – we can’t hope or wait for results. Instead, we believe a good process leads to good outcomes and persistent progress leads to compounding. 

• Economical: We strive to do more with less. We’ll always be limited in time, money, and energy, especially compared to our ambitions. We must use our limited resources on what matters and regard constraints as motivators.   

• Transparency: Context and accurate information are the foundation of strong decision making. We share information openly, honestly, deliberately and broadly. 

• Team-oriented: People at M1 may play different roles, but we’re all on the same team. Together, we can achieve more. We maintain a low ego, make everyone feel welcome, trust one another, and seek out and respect different perspectives. 

• Challenged, But Not Overwhelmed: We are curious people who always want to grow. We support growth through high standards, clearly defined responsibilities, and broad autonomy, with help when needed.   

• Effectiveness: We care about performance and results, not specific methods. Different problems may require creative brilliance or a simple idea; grinding hard work or casual effort; or disciplined process versus scrappy implementation. Effective people do what’s needed to get the right things done and deliver intended results. 

• Integrity: We do the right thing. When we make mistakes, we own and correct them. We’d be proud if our actions were shared with our family, friends, and strangers. Everyone can count on us to act according to our values. This trust must never be broken. 

Our Perks 

• Competitive Pay and Stock Options 

• Comprehensive health, dental, vision, disability, and life insurance 

• Retirement benefit with employer match 

• Unlimited PTO 

• Transparent and open communication with leadership 

M1 is an equal opportunity employer and values diversity across the company. M1 does not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.