Structured Finance Analytics, Methodology & AI Solutions, Analyst – New York
DBRS Morningstar's Structured Finance Analytics group (SFA) supports the analytics lifecycle through predictive models and analytical tools, software maintenance, regulatory requests, cash flow analytics, data pipelines, performance insights, infrastructure, and automation. Within SFA, the Solutions team coordinates project flow, develops analytical methodologies, performs quantitative consulting and investigations, coordinates model and tool review with the Methodology Review Function, and supports AI-enabled solutions across Global Structured Finance (GSF).
The Analyst will support the Head of Solutions across methodology development, AI initiatives, analytical investigations, and executive presentations. The role suits an intellectually curious, highly organized candidate who can work across analytics, technology, and business functions. Advanced coding expertise is not required, but candidates should be comfortable with data analysis and technical environments. Experience using generative AI or AI-assisted coding tools to prototype solutions, automate workflows, or test ideas is especially valuable. We cover many topics, and you are expected to quickly learn nuances of the credit analysis industry.
Job Responsibilities:
- Support the design, documentation, testing, and maintenance of bespoke analytical methodologies.
- Help coordinate, test, document, and drive adoption of AI-enabled solutions across GSF.
- Use generative AI and AI-assisted development tools to prototype practical solutions and automate repeatable tasks with appropriate review and oversight.
- Create executive-ready dashboards, visualizations, presentations, and quantitative analyses.
- Partner across analytical, technology, business, and governance functions to improve processes and decision-making.
Qualifications:
- Bachelor's degree in an analytical discipline and 0-3 years of relevant professional experience.
- Strong organization, project management, analytical problem-solving, communication, and attention to detail.
- Ability to balance multiple priorities and build effective relationships across technical and business teams.
- Curiosity about AI, data-driven decision-making, structured finance, analytical methodologies, and software development lifecycles.
- Familiarity with Python, SQL, or other coding languages a plus.
- Hands-on use of generative AI, AI-assisted coding, prompt design, low-code/no-code, or workflow automation tools a plus.
- Exposure to project management tools like Jira or Asana a plus.
- Exposure to financial services, credit ratings, structured finance, risk analytics, quantitative modeling, or cross-functional AI projects a plus.
About Us
Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.
Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service.
Morningstar DBRS is the next generation of credit ratings.
Compensation and Benefits
At Morningstar we believe people are at their best when they are at their healthiest. That’s why we champion your wellness through a wide range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide:
Financial Health
100% 401k match up to 6% of salary
Stock Ownership Potential
Company provided life insurance - 1x salary + commission
Physical Health
Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages
Additional medical Wellness Incentives - up to $300-$600 annual
Company-provided long- and short-term disability insurance
Emotional Health
Trust-Based Time Off
6-week Paid Sabbatical Program
6-Week Paid Family Caregiving Leave
Competitive 8-24 Week Paid Parental Leave
Adoption Assistance
Leadership Coaching & Formal Mentorship Opportunities
Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses
Tuition Reimbursement
Social Health
Charitable Matching Gifts program
Dollars for Doers volunteer program
Paid volunteering days
15+ Employee Resource & Affinity Groups
Base Salary Compensation Range
$75,182.00-$91,848.66Incentive Target Percentage
10% AnnualIf you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.
Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues.
R06_DBRSInc DBRS, Inc. - US Legal EntityMorningstar Chicago, Illinois, USA Office
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22 West Washington Street, Chicago, IL, United States, 60602
Morningstar’s Chicago office is the company’s headquarters, bringing together teams across research, technology, product, sales, corporate functions, and more. Employees work in a mission-driven culture shaped by independent thinking, openness, and fact-based decision-making, with the energy of a downtown location and opportunities to connect across teams.
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Software engineers at Morningstar build and maintain the applications that power the firm's work, and they do it in a culture built on independent thinking, evidence-based decisions, and continuous learning. Engineers are trusted to bring their own perspective and judgment to how the work gets done. That's not incidental to the culture here; it's central to it.
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Product managers at Morningstar sit at the center of decisions that shape what gets built, and how it works. In Chicago, product managers work across areas including Credit Ratings; Data, Analytics & Research; Indexes; Investment Management & Services; and Corporate. Product managers are trusted to define what problems are worth solving and bring their own judgement to every stage of the process.
Research
Research at Morningstar spans markets, asset classes, and disciplines, all connected by the same purpose: give investors what they need to make confident decisions. Our independent research covers equities, managed investments, fixed income, alternatives, private markets, ESG and climate, and credit ratings. Analysts bring their own judgment to complex questions, and that independence is central to how the work gets done.
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