Bloom Credit Benefits Overview

Offers 401(K)

Provides hardship benefits

Offers life insurance

Offers company equity

Every employee in the company is given equity upon joining.

Offers competitive compensation and rewards package

Company uses salary & equity benchmarking data and targets 75th percentile.

Offers top-of-market total rewards package

Provides home-office stipend for remote employees

$500 home office stipend offered.

Defined reimbursement or per diem policy for work-related expenses

Geographic pay differences are clearly defined and explained

Offers dental insurance

Offers health insurance

Company offers 4 different plans - employee only coverage is paid 100% by the company.

Offers mental health benefits

Offers Health Savings Account (HSA)

Offers Flexible Spending Account (FSA)

Offers vision insurance

Offers transgender health care benefits

Provides family medical leave

Provides a post-parental leave return-to-work program

Offers generous parental leave

3 months maternity, 1 month paternity.

Provides fertility benefits

Varies by state

Provides commuter benefits

Provides free snacks and drinks

Employees provided with well-designed, comfortable workspace

Office is pet friendly

Some meals provided

Company provides $25 uber eats credit every Wednesday - lunch on us!

Offers travel concierge services

Has a dedicated diversity and inclusion staff

VP of People spent 6 years in the neurodiversity-at-work space leading neuroinclusion programming at companies.

Mean gender pay gap is below 10%

Has a diversity recruitment program

Has a documented equal pay policy

Hiring practices promote diversity

Utilizes a flexible work schedule

Employees enjoy a flexible schedule based on team needs and coverage.

Utilizes a full-time remote friendly model

Utilizes a hybrid work model

Established expectations for communication between time zones

Provides work from home flexibility

Offers a remote work program

Company is remote-first - offering a $500 work-from-home stipend upon hire and focuses on building culture remotely. Company also has a once-per-year in-person retreat.

Utilizes a 4-day work week model

Partially - company has once per month Fridays that are meeting free and meant to give employees chance to catch up on work projects or personal matters.

Async-friendly policies, culture that encourage work flexibility

Defined boundaries around off-hours communication

Utilizes an open door policy that encourages accessibility

Implements team-based strategic planning

Hosts in-person all-hands meetings

We meet in-person as company 1-3 times per year.

Defined values and mission statements

Prioritizes mission-driven work in decision-making processes

Company is mission driven by definition - Bloom's product helps provide fair credit to those who deserve it. Bloom+ allows consumers to opt-in and utilize payments like rent utilities to build credit

Policies promote a low-ego, team-driven culture

One of our values is 'sharp products, no sharp elbows'

Leadership encourages open, transparent debate

Documented policies and procedures to protect employee privacy and data

Engineering team utilizes pair programming

Uses an OKR operational model to clearly define goals and priorities

Company uses an OKR approach that is light and meets every other month.

Documented operating principles

Promotes a people-first, social culture

Remote, but over Slack do a weekly 'Meet 'yer Mates' post to the all-company channel - giving a window into your colleagues both personally and professionally.

Prioritizes real-world impact of work in decision-making processes

Company is mission driven, aimed at helping expand credit access to underserved borrowers.

Leadership is transparent and communicative

In a small company leadership is very accessible - including the CEO.

Mistakes are treated as learning opportunities

Quarterly engagement surveys to gauge employee satisfaction

Managers offer consistent feedback loops

Provides resources to build team camaraderie

Encourages autonomy and ownership from employees

Autonomy & ownership are key parts of the company success.

Managers give public shoutouts and celebrate employee milestones

Managers celebrate wins in all-hands meetings and semi-regular cross-functional meetings.

Established employee awards to honor work and contributions

Company or teams have recognition rituals for individual work

Wins and accomplishments are recognized in all-hands meetings.

Provides modern technology across teams

Company leverages AI and leading technology tools across teams to drive for efficiency.

Transparent sharing of company-wide eNPS scores

Employee feedback used to shape policies and strategy

Because company is small, employees often drive policy & strategy alongside leadership.

Offers company-sponsored outings

Offers wellness programs

Flexibility provided during personal challenges

Offers gym membership

Offers company-sponsored happy hours

Provides employees with ability to schedule focus-time blocks

We offer Bloom Days - meeting free Fridays once a month to focus and catch up on work and personal matters.

Offers an Employee Assistance Program (EAP)

Offers generous PTO

Unlimited PTO.

Provides paid holidays

All federal holidays.

Utilizes an Unlimited PTO policy

Offers a flexible time off policy

Utilizes company-wide vacation

Offers paid volunteer time

Provides paid sick days

Provides wellness days

Provides bereavement leave

Provides continuing education stipend

Company provides $1,000 learning stipend per year plus reimbursement for any book related to your role.

Provides online course subscriptions

Hosts Lunch and Learns

Company hosts lunch and learns around neurodiversity and career development.

Provides personal development training

Offers apprenticeship programs

Company hires interns - usually every summer.

Provides structured early-career growth opportunities

Supports employee-driven initiatives, not just top-down priorities

Defines roles and sets expectations for success

Job descriptions are set for each role.

Managers hold regular development check-ins

Managers hold 2x year development conversations with on-going weekly development conversations.

Job training & conferences

Company supports employees attending conferences and provides $1,000 learning stipend

Provides paid industry certifications

Company pays for industry certifications for appropriate positions.

Allows employees to pursue continuing education during work hours

Company supports employees pursuing continuing education during work hours for role and skill specific areas.

Provides virtual coaching services

Provides structured onboarding for new employees

Provides opportunities to take on expanding responsibilities

Encourages knowledge sharing and cross-functional collaboration

Knowledge sharing happens in both meetings and across tools, formally and informally.

Provides training support and resources for AI adoption

Company leans heavily into AI and provides training and support to facilitate adoption of AI.

Provides customized development tracks

Prioritizes promotion advancement based on impact

Promotions are based on performance & impact.

Posts new positions internally and encourages employees to apply

Company hires referrals frequently, shares open roles with team as the first step when roles open.

Promote from within

Regularly scheduled promotion review cycles for employees

Company holds mid-year and year-end reviews which inform promotion decisions.

Encourages lateral mobility to expand skills and impact