Top Credit Analyst Jobs in Chicago, IL

Analyze and monitor CMBS transactions and underlying commercial real estate collateral; run surveillance reviews; prepare rating committee packages, present recommendations, and draft press releases and rating letters; assist with CRE CLO loan analysis and occasional site inspections. Travel 5-10%.

Support lead analysts on CMBS and real-estate credit ratings by evaluating credit risk, building stabilized cash-flow models for multiple property types, maintaining financial spreadsheets, aggregating market data, reviewing third-party reports, contributing to rating reports and committee materials, and interacting with issuers and investors while adhering to rating methodology and regulatory requirements.

Evaluate and underwrite credit for SME and enterprise financial products, monitor portfolio performance, and develop scalable credit risk frameworks. Collaborate with Commercial, Product, and Compliance teams to design data-driven underwriting and monitoring processes, identify AI-driven automation opportunities, and establish governance for automated decisions while ensuring alignment with risk appetite and regulatory expectations.

Own diligence and underwriting for institutional counterparties, recommend internal credit ratings and risk-based limits, monitor portfolio exposures, analyze asset volatility/liquidity for limit-setting, negotiate industry documentation, and collaborate with cross-functional teams to resolve complex client or product issues.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Perform fundamental financial analysis (BS/IS/CF), underwrite and recommend credit decisions, monitor portfolio risk, produce credit reports and periodic reviews, build automated credit processes and dashboards, and collaborate with sales and AR to manage client risk and collections.

The Credit Analyst will manage credit risk, analyze financial statements, prepare credit applications, and assist in relationship management for Japanese corporate clients in the Americas.

Manage a portfolio of customer accounts to optimize AR performance and minimize credit risk. Perform credit underwriting, financial statement analysis, and collections; set credit limits and terms; resolve disputes and payment issues; partner with Sales and Operations; drive process improvements and mentor credit team members.

Review condominium and cooperative housing projects for eligibility under investor, regulatory, and lending guidelines. Analyze HOA financials, insurance, legal, inspection, and safety documents; apply Fannie/Freddie/FHA/VA/portfolio requirements; make approval decisions, maintain records, and communicate outcomes to underwriting, sales, operations, and risk partners.

Perform detailed due diligence and underwriting for merchant cash advance products by analyzing financial statements, bank and credit card statements, and credit reports; assess creditworthiness, authorize funding within policy limits or recommend exceptions, review contracts for compliance, collaborate with sales and internal teams, and document decisions for compliance.

Underwrite and adjudicate commercial credit submissions, structure deals, manage syndication and funding-partner relationships, develop credit scoring and policy, build monitoring dashboards, analyze portfolio performance, and mentor junior analysts while collaborating across credit, sales, accounting, and data teams.

Manage customer credit accounts and accounts receivable for assigned customers: review and set credit limits, release credit-held orders, perform collections, resolve invoice disputes, monitor aging, prepare credit/A-R reports, and collaborate with Sales and internal teams to ensure timely payments and order flow.

Underwrite and monitor commercial credit for financial institutions: prepare credit approval memos, run financial and projection models, track covenants, perform portfolio reporting and risk ratings, and ensure credit data accuracy while escalating emerging risks.

Summer analyst will perform industry and company research, build financial models, write investment recommendations, monitor portfolio and credit, and prepare marketing materials. Interns receive structured training, work closely with senior investment professionals across private credit teams, and gain exposure to various industries and deal types.

Lead credit functions for contract logistics and freight forwarding. Develop and implement credit policies and controls. Manage customer credit applications: review creditworthiness, set/approve credit limits and payment terms, and support credit controls implementation.

Review high volumes of customer orders, analyze account history, credit reports and payment trends to set credit limits. Communicate credit decisions and account inquiries by phone and email, analyze financial data, prepare reports for leadership, and investigate high-risk or potentially fraudulent orders to protect the business.

Review customer orders and financial data to determine credit limits for Uline's U.S. and Mexico operations. Communicate credit decisions via phone and email, analyze account/payment trends, prepare reports for leadership, and evaluate potential fraud or high-risk orders.

Lead coverage of how AI infrastructure is financed by analyzing lenders, structures, collateral, and credit risk. Build quantitative models, proprietary datasets, stress scenarios, and publish flagship research for investors, regulators, and industry stakeholders.

Perform pre- and post-funding quality control audits of FHA and VA mortgage loans, identify defects, fraud red flags, and trends, communicate findings to production offices and management, support special audits and regulatory responses, and maintain compliance with internal controls and agency guidelines.

Own mortgage applications from initial scenario through settlement. Assess borrowing capacity, serviceability, credit profiles, liabilities, income, documentation, lender policies, and loan structures. Select suitable lenders, prepare submissions, manage conditions and milestones, coordinate with brokers and lenders, maintain accurate CRM records, and identify credit or compliance risks. The role requires independent management of multiple complex lending files, including PAYG and self-employed scenarios.

Support underwriting and portfolio management for sponsor-backed and corporate borrowers across Food & Beverage, Consumer & Retail, Environmental Services, and Diversified Industrials. Perform credit analysis, monitoring, financial modeling, risk rating recommendations, transaction execution support, documentation review, and portfolio reporting. Collaborate with Relationship Managers, Credit Division, and control functions while developing sector knowledge and underwriting skills.

Evaluate new and existing B2B customer credit profiles by reviewing credit reports, financial statements, and trade references; make complex credit decisions, negotiate terms, manage custom orders and records, monitor/report on accounts, mentor analyst team members, communicate findings to customers and internal teams, and ensure compliance with company policies.

Perform credit review and underwriting for new and renewal small business loans, calculate cash flows and debt service ratios, ensure loan file completeness and due diligence, present decisions per underwriting criteria, identify alternative financing, and support Relationship Managers.

Analyze customer orders and financial statements to assess creditworthiness; collaborate with Corporate Finance, Accounting, and Operations; complete and present a special credit project; work on-site full-time for a 12-week paid internship.