Top Credit Analyst Jobs in Chicago, IL

Analyze and monitor CMBS transactions and collateral, conduct property-level and transaction-level reviews, prepare and present rating committee packages, draft press releases and surveillance reports, communicate with servicers, and support CRE CLO loan analysis and occasional site inspections.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

Evaluate customer credit by reviewing orders, account history, credit reports and payment trends; make credit limit decisions, report financial insights to leadership, handle high-risk or fraudulent orders, and communicate credit decisions to customers via phone and email.

Review daily customer orders for U.S. and Mexico, analyze account history, credit reports and payment trends to set credit limits, investigate high-risk or fraudulent orders, prepare financial reports and present insights, and handle credit-related customer service via phone and email.

Maintain and operate credit risk models for mortgage portfolios; develop alternative credit risk strategies and algorithmic solutions; perform scenario analysis and stress testing (including macroeconomic and climate scenarios); conduct credit reviews for members; collaborate with validators, auditors and regulators; optimize processes using data management and programming tools; diagnose data anomalies and create dashboards for senior management; support MPF product design with analytics.

Establish and maintain customer credit lines, review and release orders, contact customers on past-due balances, resolve disputes, compile month-end reports, and support collections to protect company receivables while enabling profitable sales growth.

Analyze customers' financial statements and account activity to assess credit risk, set and adjust credit limits, evaluate orders, and support credit reviews and customer inquiries within the AR portfolio.

Review and analyze borrower and guarantor financials, test covenant compliance, complete post-closing loan reviews, prepare ad hoc reports, support credit administration projects, mentor junior analysts, and maintain confidentiality and policy compliance.

The Senior Credit Analyst handles underwriting of commercial credit lines through financial analysis and stakeholder communications, ensuring strong credit quality and compliance with guidelines.

The Senior Credit Analyst gathers and analyzes credit information on borrowers, assists in loan assessments, and manages loan portfolios while mitigating risks.

Assess creditworthiness for commercial and SBA lending by analyzing financial statements, preparing pre-deal analyses and checklists, structuring loans, supporting underwriting, presenting to loan committee, conducting annual reviews, and managing portfolio monitoring, exceptions, and ticklers.

The Credit Analyst II partners with Portfolio Managers, supports underwriting, performs financial analysis, monitors credit risks, and prepares documentation.

Perform SBA loan underwriting and credit analysis, evaluate financial statements and collateral, prepare credit memos (OM/CCAR), ensure SBA eligibility and compliance, collaborate with lending and closing teams, monitor portfolio metrics and prepare reviews, and maintain familiarity with bank and SBA systems and policies.

The Credit Analyst will manage credit risk, analyze financial statements, prepare credit applications, and assist in relationship management for Japanese corporate clients in the Americas.

Support federal credit reform and allowance-for-loss activities for federal loan programs. Perform loan accounting, cash flow modeling, NPV calculations, data reconciliations, and validate model inputs/outputs against source systems and the general ledger. Maintain historical loan performance data, prepare audit-ready workpapers, document assumptions and SOPs, analyze non-performing loans and reserve needs, and collaborate with accounting, reporting, and program stakeholders to ensure compliance.

Underwrite and monitor commercial credit for financial institutions: prepare credit approval memos, run financial and projection models, track covenants, perform portfolio reporting and risk ratings, and ensure credit data accuracy while escalating emerging risks.

Lead underwriting for SMB and mid-market manufacturing customers: analyze financial statements and cash flow, assign risk ratings, structure commercial terms, support Sales and cross-functional deal execution, monitor portfolio performance, document decisions, and improve underwriting tools and processes.

Manage a portfolio of customer accounts to optimize AR performance and minimize credit risk. Perform credit underwriting, financial statement analysis, and collections; set credit limits and terms; resolve disputes and payment issues; partner with Sales and Operations; drive process improvements and mentor credit team members.

Establish and adjust customer credit limits, assess high-volume orders, approve orders, monitor performance, complete audits, investigate high-risk or fraudulent accounts, meet daily release deadlines, and support team development.

The Credit Analyst II supports Portfolio Managers in credit underwriting and monitoring, performs financial analysis, and prepares risk assessments. Responsibilities include running models, verifying compliance, and reporting on portfolio health.

Perform credit review and underwriting for new and renewal small business loans, calculate cash flows and debt service ratios, ensure loan file completeness and due diligence, present decisions per underwriting criteria, identify alternative financing, and support Relationship Managers.

Analyze credit policy, approval rates, vintage performance, and portfolio metrics to inform credit strategy. Monitor model/scorecard performance, run tradeoff and scenario analyses, support pricing/term decisions, and produce recurring portfolio reporting and dashboards. Collaborate with collections, fraud, finance, and tech on reporting, model validation, and decisioning platform improvements.

The Analyst oversees a portfolio of cash flow loans, monitors performance, conducts financial analysis, and assists in underwriting and documentation.

The Credit Policy Analyst maintains and interprets credit policies to ensure alignment with risk appetite and regulatory requirements while providing support for credit-related inquiries.