Reviews and underwrites indirect auto loan and lease applications, evaluates credit risk using bureau data and lending ratios, negotiates loan terms, documents decisions, and processes applications through funding. Builds relationships with credit unions and dealerships, collects missing documentation, supports fraud detection, compliance, software testing, process improvements, and departmental service-level goals. Requires flexible scheduling, strong communication, analytical, customer service, and problem-solving skills.

Reviews and underwrites indirect auto loan and lease applications, evaluates credit risk using financial criteria, negotiates loan terms, documents decisions, and processes funding packages. Builds relationships with credit union and dealership partners, follows up on missing documentation, monitors dealer performance, supports fraud detection and software implementation, and helps improve lending operations, compliance, service levels, and turnaround times.